Which mods have you declaired.

[mr self destruct]

I declared my rear shock upgrade. You would think that a decent fully adjustable shock would be safer than a bouncy under damped stock shock which bottoms out when 2 up. At renewal time the current insurer wouldn't insure it! I cant remember who it was. Another did and it cost me slightly more.

As others have mentioned, dont give them any oppertunity to wriggle out of a claim.

This is why you've got to find an insurer that knows these bikes better than your average broker.


I had a 1972 1200 Beetle fitted with a 1600 engine. My insurer wanted me to spend £400 on an engineer's report to say the conversion had been done safely.
WTF? 4 bolts, a cable, a pipe and 6 electrical connections warrants £400? Err, no. I'll find a specialist.