07-09-13, 03:59 PM
No claims are earned on a per policy basis - not per person. Therefore, having two vehicles means two policies (traditionally at least - lets not bring multi-car / multi-bike stuff in). Claiming on one policy will not affect the no claims of any other separate policy you hold 
However, you still need to inform all of your insurers about any accidents / claims on any policy you hold

However, you still need to inform all of your insurers about any accidents / claims on any policy you hold