Does Your Insurance Company Know About Mods?

[nick crisp]

There was apparently a new ruling for any policy taken out after April 1st, that if you answered all the insurance company's questions truthfully on applying for a policy, then legal modifications would be OK, the presumption being that any other questions were not thought by the insurance company to be important enough to ask, and the insurer could not wriggle out of a payout due to "material non-disclosure".(paraphrased from an article in Ride magazine). My guess is that what will actually happen is that we'll get reams more get-out clauses to read in the small print on your policy in future.