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Does Your Insurance Company Know About Mods?
#6
I don't bother to tell them anything that does not significantly affect the performance (bhp) or handling.
So add ons like racks (but not expensive luggage which I would tell them about) screens, tank protectors, crash bungs, undertrays etc I don't bother to tell them.
Also, I dont bother to tell them about end cans (which may add a couple of bhp), but I think I would tell them if I changed the suspension.
My rule of thumb is that if it's cosmetic and doesn't cost a great deal I don't tell them and I wouldn't expect it to be replaced.
Anything affecting performance or handling i would, as thay could attribute that as the cause of an accident, and which because they were unaware of ,they might make making a claim more difficult.
Sorry about poor grammer, just my rambling thoughts out loud for what its worth. Smile
If you want to give God a good laugh, tell him your plans.
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Re: Does Your Insurance Company Know About Mods? - by sure2ride - 04-07-13, 08:03 PM

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