(04-07-13, 04:50 PM)nick crisp link Wrote: We all like to personalise our bikes - it's good to stand out from the crowd a bit isn't it? But how much do you tell your insurance company about what you've done to yours? Put a comfier seat on...well, probably don't need to let them know about that. Goodridge brake lines? Actually makes it safer doesn't it? What about that race can tho'? Had it Ivanised, or some other fairly common performance mod? Or gone outright mental with aftermarket or home made everything? What do you think you'll get away with not telling them about, if it comes to a claim?
This year I was refused insurance by my insurer of the previous year for fitting Goodridge lines...
In my experience with insurance companies, having made a claim in the past (did you know that if your vehicle is stolen it is a fault claim and you lose your no claims) they look for reasons not to pay you out, so if they find something you haven't declared they could say you have breached the contract of insurance by not telling them..
And they will make your claim very difficult..