Breakdown cover (best vs cheapest)

[Fazerider]

The Fazer is the most reliable vehicle I've ever owned. So far it has stranded me at the roadside just once in my time with it (owned it from new), so breakdown insurance schemes look like a total waste of money.
I keep a few numbers for bike-friendly rescue services near my most used routes in my phone, a puncture repair kit under the seat  and my cash in my wallet... in preference to handing it over to shysters like the AA.