whose fault ? opinions ?

[caretaker]

100% bike. i come across situations like that on almost a daily basis. i havent had an accident for many years (jinxed it now though!!). car drivers either dont see you or havent looked etc.  either way, you have to ride defensively (that doesnt mean sticking your middle finger up at the offending driver) and that rider wasnt. he was way too fast for the conditions and panicked, as the revs build up briefly as he goes down. lesson learnt, i'd say.