I always wear a lid and wouldn't ride without one. They prevent minor accidents becoming major ones - the time I high sided off my VFR750 going round Marble Arch on diesel at about 25mph. I came down on my front and smashed the chin bar completely - left me dazed and with a good headache for a couple of days. Without a lid I'd have suffered some nasty facial injuries.
And my father-in-law was an underwriter for a major insurance company. His view was that if helmets were made optional then all the insurance companies would ask in the quote stage whether you intend to ride the bike without a crash helmet. If you answer "yes" then you'd either face a huge premium or be refused insurance.
And my father-in-law was an underwriter for a major insurance company. His view was that if helmets were made optional then all the insurance companies would ask in the quote stage whether you intend to ride the bike without a crash helmet. If you answer "yes" then you'd either face a huge premium or be refused insurance.