26-05-13, 02:19 PM
An insurance claim WILL affect your premium, I had a non fault accident a few years ago in a car hit by someone uninsured with a provisional licence and had to claim through my insurance who in turn had to claim against the insurance policy on the car (the guy's girlfriends).
I had to fight to get it recorded as a non fault even tho the guy was prosecuted by the police, I was fully comp with protected no claims and they put the policy premium up, I did fight it and eventually got it squashed, TBH it was a bit of a nightmare.
I had to fight to get it recorded as a non fault even tho the guy was prosecuted by the police, I was fully comp with protected no claims and they put the policy premium up, I did fight it and eventually got it squashed, TBH it was a bit of a nightmare.