Crashed my fazer

[b1k3rdude]

• in the long run I would get the bike fixed yourself,you can buy a complete set of panels including the tank off ebay for £400 (nothing in your colour) or you could buy just what you need to repair the bike,
  
• the problem with claiming off your insurance is the long term issues,the claim will affect your bike insurance and also your car insurance even with max ncb and protected ncb
  

The items that will need replacing are as follows:

Definite:

• The front fairing
  
• The subframe
  
• Both inner panels
  
• Left hand faring sub bracket (the one the regulator bolts to)
  
• l/h rad guard.
  

Maybe:

• The headlight - (depending on how many of the mounts have been cracked sheared, you may be able repair. But if the unit is holed may need to be replaced)
  
• The radiator - check if its been bent or leaking. If only the mounts have been tweaked your ok.
  

To Check:

• Check the forks haven't been tweaked - they look fine from the photos
  
• Check the bar are straight - they also look fine.
  

The reason I have listed the above is only because all of these can be sourced from this forum, from ebay or from breakers. If you hunt around all of these items can be had in good cond. for reasonable prices, I got most of these items from forum/ebay spare for just in case etc.

Should you wish to go down the new route, the total cost for the fairing, panels, s-frame & rad guard would be around £500, but if the headlight needs doing then £700 and if a new rad is required then you can get a pattern one for a fraction of the oem cost at around £150-200 (OEM is £400) 

And lastly solorider is partly correct, but only because you have no one to claim from and would have to claim from your own insurance it would be considered a fault claim. But you have protected no-claims w/fully comp (use it, its there for situations like this one)  and the increase to your premium would be negligible as the total amount for new parts would be under.£1000.