Crashed my fazer

[nickodemon]

Driving round a sharp bend on way home from a brilliant run to lochearnhead with the missus when some complete w#nker in a silver vauxhall vectra is heading straight at me on the wrong side of the road, so the only way to get out his way was to take the bike along a grass embankment and lay it down to avoid him. The utter scrote didn't stop and sped off, so i didn't get his reg no. The car following behind me had to swerve to avoid him and also didn't get the reg no.. The guy and his wife stopped and said if i hadn't gone onto the grass it would have been a head on collision. What kind of utter b#stard would leave us for dead at side of the road   I contacted the police, who turned up and i gave them the details. The people that saw the accident will give a statement to my insurance explaining it was not my fault. I ain't sure how my insurance will work out, as i haven't got anyone to claim against. I am fully comp with protected no claims. Will my insurance pay out? Am i better off fixing it myself? Damage is fairing, which is pointing abou 6 " to the left  and  fairing bracket, scratches to headlight and a few other small scuffs. The ideal scenario would be for the insurance company to let me buy it back, so i could repair it myself.. Any advice on insurance appreciated. Thankfully both of us are fine, which is the most important thing Here are a couple of pics..