cat d,c

[ghostbiker]

My bike was cat c after a small off last year. Very light marks to fairing, peg,bars,mirror,can and top box.  The company I was with would not insure the bike once it had been cat c. I then called a few companies as comparison sites are useless with out the ability to ti k that.
First 2 refused me then I had 3 that would but 1 wanted a full report on the bike, the other 2 just wanted a new mot. All increased the price a lot. I used to pay 96 now its closer to 296.

Since then I have found other companies that seem not to care..... So they say. We will see at renewal.
Not all the increase is because its cat c, the larger chunk is because I had a claim against another driver.
100% no fault of mine and I still have 8 yrs no claims, clean license and IAM,s
1 thing is for sure, I would NOT take insurance without telling them the bikes history. I don't know personally if it would make a diff in a claim, but as it increases the policy cost I would not take the risk personally.