cat d,c

[cable tie]

so try telling your insurance I've got a cat D and done a fancy paint job and adding a can and different this and blinged that and wait for the LOL.

So why doesnt the Insurance company ask if the vehicle has insurance history when giving details for a quote?

Tilts, its not there responsibility to no as they dont check hpi database until you make a claim the only data base they check is dvla regarding the vehicle reg no for the bike details, its yours responsibility to tell them and it will clearly state this in there terms any undisclosed information will in the event of a claim void the policy and every time you go to insure another vehicle all insurance co ask have you ever had a policy cancelled or rejected so by not telling them what you no now can have massive effect on your future insurance if the truth comes out.

Also I think its a conning trick by insure co a get out of jail card to void policy as there are thousands of vehicles rolling around and the owners fail to tell insurance there cat vehicles because they never asked ! But trust me make a claim and when the past history comes out, if you was fully aware of its history they say sorry policy void and a lot of bikes I've seen cat d some insurance co will insist on engineers report as bikes substation more damage that go unseen easier than a car .