18-04-13, 05:16 PM
Just the other week, I had a low speed clip (~10mph), chap pulled out of stationary queue of traffic as I was coming to halt in other lane, just rubbed my knee on his car, swerve, brake, and I'm down.
Damage: cracked, scuffed faring with slightly bent brackets, crumpled/broke belly pan, scratched pegs and top box. Repair quote is £1600. Insurance say if repairs cost more than 60% of bike, they'll write it off as un-economical.
Whilst they sort liability etc, I'm happily riding round on the bike. It's fine, just looks a spot tatty. I could easily have done same damage dropping it myself, I would have just gone 'damn' and carried on. It's only because I want to claim for the damage off the other stupid twat, is the bike likely to be a write off. It's a real shame, and I'm still not sure how it's all going to pan out, but like anything dealings with insurance I'll probably finish worse off...
Damage: cracked, scuffed faring with slightly bent brackets, crumpled/broke belly pan, scratched pegs and top box. Repair quote is £1600. Insurance say if repairs cost more than 60% of bike, they'll write it off as un-economical.
Whilst they sort liability etc, I'm happily riding round on the bike. It's fine, just looks a spot tatty. I could easily have done same damage dropping it myself, I would have just gone 'damn' and carried on. It's only because I want to claim for the damage off the other stupid twat, is the bike likely to be a write off. It's a real shame, and I'm still not sure how it's all going to pan out, but like anything dealings with insurance I'll probably finish worse off...