Ding dong the witch is dead

[peterjca]

However, an extremely large reason the financial crisis took place was because people that couldn't afford mortgages took them out. You can argue it was the fault of the banks by offering them, but as far as I'm concerned people should be able to know what they can and can't afford.

Christo, just out of interest, what are you studying? I'm just about to finish my current degree and move onto an MSc course in Finance next year.

Silly me. I hadn't realised that a bank's clients are supposed to do the risk taking analysis for them (and unpaid at that). So when I apply for a loan, should they be sending me details of their business model and other information so I can ensure I don't send them further in the red?

Any other core tasks they aren't supposed to do that we should know about? We'll lend a hand.