I haven't inspected a Fazer with original bars, but there should be clearance there or else its a bad design. The steering lock is ok and you will need all that lock. It's possible though that the design of the bars is not great and they never accounted for that they might flex back into the tank in a crash.
It is also possible that the previous owner might have adjusted the height/angle of the handlebars too which would effect clearance to the tank. Check the handlebars near the clamp. There usually is a punch mark on the handlebars that is meant to be lined up were the clamp joins. If this is not lined up and above the clamp join, then your bars are directed down and closer to the tank. You can always adjust so the the punch is under the clamp join. This will raise the height of the bars and it's clearance from the tank.
On my own bike, the previous owner had wider bars which I can thank him for. What I can't thank him for is the electrical fault he never told me about were the bike would cut out as you were pulling away in 1st gear. It caught me be surprise in my drive and the bike stalled suddenly as she was just pulling off and with my legs just up on the pegs. I lost balance and the bike fell over. The wide bars not alone were miles away as to effect the tank being hit, they also acted like having crash bobbins and kept the front fairing and indicators off the ground. There wasn't a mark on the bike. The only damages was a front brake lever. I'll settle for that...thank you very much!!
So I would recommend that you buy some form of protection on the bike like crash bobbins on the frame or engine crash bars to protect stuff downstairs. I would recommend wider bars also to try and protect the top half of the bike and make sure that if the bars are bent back that they would clear the tank.
It is also possible that the previous owner might have adjusted the height/angle of the handlebars too which would effect clearance to the tank. Check the handlebars near the clamp. There usually is a punch mark on the handlebars that is meant to be lined up were the clamp joins. If this is not lined up and above the clamp join, then your bars are directed down and closer to the tank. You can always adjust so the the punch is under the clamp join. This will raise the height of the bars and it's clearance from the tank.
On my own bike, the previous owner had wider bars which I can thank him for. What I can't thank him for is the electrical fault he never told me about were the bike would cut out as you were pulling away in 1st gear. It caught me be surprise in my drive and the bike stalled suddenly as she was just pulling off and with my legs just up on the pegs. I lost balance and the bike fell over. The wide bars not alone were miles away as to effect the tank being hit, they also acted like having crash bobbins and kept the front fairing and indicators off the ground. There wasn't a mark on the bike. The only damages was a front brake lever. I'll settle for that...thank you very much!!
So I would recommend that you buy some form of protection on the bike like crash bobbins on the frame or engine crash bars to protect stuff downstairs. I would recommend wider bars also to try and protect the top half of the bike and make sure that if the bars are bent back that they would clear the tank.