18-03-13, 12:31 AM
If you're buying from an unknown source, I would get one.
If you know the seller personally (whether private or trader), then you can judge whether to trust them or not; I bought my bike from a dealer (whom I know and trust and have used for years) without HPI.
A Y-reg bike is unlikely to have finance owing, but may well have been down the road (possibly more than once), stolen, or cloned.
If it's from fleabay, I would get one done - I know there are bargains on it, but there's plenty scrap metal too.
If you know the seller personally (whether private or trader), then you can judge whether to trust them or not; I bought my bike from a dealer (whom I know and trust and have used for years) without HPI.
A Y-reg bike is unlikely to have finance owing, but may well have been down the road (possibly more than once), stolen, or cloned.
If it's from fleabay, I would get one done - I know there are bargains on it, but there's plenty scrap metal too.