13-02-13, 12:04 AM
(12-02-13, 11:46 PM)AdieR link Wrote: I usually ask / inform my insurer as I make changes - that way they can't argue the "we didn't know" point. Haven't increased the price, but mine is due in 4 weeks time so we'll see.
I read that story about MCE allowing mods at no extra cost - the kicker is that they insist on original replacements in a claim (ie, if you get a Yoshi end can and make a claim, they won't necessarily pay out for another Yoshi) - and in the case of "swap" parts such as exhausts, many owners will keep the old ones anyway if they ever sell the bike (thus not impossible that the insurer would use it to minimise payout, ie, why would you want 2 standard exhausts); maybe a good idea to check small print in your policy before buying into it.
A replacement original can for a gen 1 thou is £850, a Yoshi is I suspect somewhat cheaper, as are most aftermarket parts unless you're looking at carbon wheels or Brembo Monoblocks etc, so I don't think they'll be insisting on replacing much damaged aftermarket stuff with original parts.
