Rip Off Britain - Admiral insurance.

[Lawrence]

My mate is high up in one of the big insurance company's and I was asking him about the costs for youngsters, our mutual mates boy is paying 4k for a 1.2 Clio. His reply was, get kids on scooters at 16, they have 1 years no claims and road experience, buy an old car so less to pay out if binned than a new car, get a 2 seater, if youngster then crashes they have less compensation to pay as only 1 passenger, instead of 4, also look at classics, you don't build up a no claims but your on the road and when you hit 21 hopefully got a better job and can then get what they want and pay for it themselves

I reckon a 2 seater would be seen as a sports car even if it's something like a Suzuki Cappucino, old car doesn't make any difference as it's personal injury (and PI solicitors) that's jacking prices up.  Year NCD would be the most valuable, but can you use NCD that you earn on a bike/scooter policy on a car?