11-10-12, 06:23 AM
check your policy as some companys will pay out for leathers,gloves,helmets etc you might also consider taking out an agreed value insurance in future which should a claim happen they will pay out the set figure you both agree on at time of taking the policy out(or renew policy) its a pain when you know your bike is well looked after and trouble free etc etc and then you are buying an 'unknown' bike to start again but main thing is your ok as biker versa lorry isnt a good thing!