19-12-11, 07:13 PM
insurance companys allways win mate just like bookies i work in the motor trade and when doing estimates its suprising how many people actualy believe that because they have protected no claims there premiums wont go up next year :rolleyes :rolleyes :rolleyes .even ringing your company to tell them of an incident will be marked on your record and even if its not your fault your classed as more of a risk