Bennets

[rustyrider]

So does this policy of 'modifications' apply to cages then?

It probably does.  A few years ago a neighbour's daughter had a Sierra Sapphire that was fitted with Cosworth alloys and bodykit.  It was stolen and subsequently found upside down in a ditch (unfortunately without the thief still trapped in it).  The insurance company refused to pay out as she hadn't declared the mods.  She had told them it had alloys but hadn't specified what sort and they had assumed standard Sierra ones.  There argument was that by making it look like a Cosworth she had made it a much higher theft risk.  They did let her keep the remains though......