18-11-11, 12:35 PM
Just phoned Swinton and admitted that I have a few undeclared modifications, they didn't know the answer so they called Equity Red Star who are the actual insurers. Seems they are aware of the Bennetts situation and are getting quite a few phone calls at the moment. All of the mods are perfectly acceptable and would not attract a higher premium although if the bike was nicked they would only pay out the cost of a standard one rather than one that has had the extra bits fitted (although if I was replacing a series 1 Fazer I doubt I could find one without the odd extra). The only mods that would put the price up are ones that make it go faster or more attractive to a thief.