Test rides

[slappy]

Its the finance company who own the bike / car in a pcp deal, one thing to watch out for is when you insure the vehicle some insurers will ask who is the owner, you are not the owner ,just the registered keeper.

[fazersharp]

PCBs - finance - HP Et -Al . Personally I have never brought anything that I did not save up for and brought with my own money,(apart from Sharp Hall ) maybe I have been lucky and not been in a desperate need for something that had to be new. I think that if you can afford finance then you must be rich ! 

[VNA]

Totally agree Fazersharp.  Finance usually (used to be always) means you pay more for the product at the end of the day.PCP is a little different in that you are not buying anything. 

Anyway I'm in the fortunate position that I can afford a new bike.  Perhaps the biggest barrier to me getting a new bike is the dealers.  I just generally hate them. 

Anyway just phoned Two Wheels in Edinburgh, they do Triumph and Honda.  1 grand excess - it's still steep but I can get my head round it.  I asked about tyres, sure they say, you can have whatever tyres you want on the bike - might be a small charge for if it's a dearer tyre plus fitting charge. 

The guy on the phone sounded like he wanted to sell me a bike.

[steve 10562cc]

Documentation fee charge £85 and £105 been asked to pay especially when paying cash what the f*ck is that all about, all they do is put your name and address on the reg doc and post it. Walked away twice once from once from a main Ford dealership wanted to charge me £105 on a 18month old Mondeo ST200 cash sale. The other one a £1500 bike at a large dealer   

[Dudeofrude]

Documentation fee charge £85 and £105 been asked to pay especially when paying cash what the f*ck is that all about, all they do is put your name and address on the reg doc and post it. Walked away twice once from once from a main Ford dealership wanted to charge me £105 on a 18month old Mondeo ST200 cash sale. The other one a £1500 bike at a large dealer 

Problem is cash isn't king anymore. I've been told by many a dealer that cash is more hassle and less profit so they don't really want it.
When they manage to sell you a PCP or HP deal they not only get the profit from the car, they also get commission from the finance company, not to mention all the crap they can add on without you realising.
The only people that want cash are the back alley salesman that can pocket the lot without declaring on their tax return haha

[agricola]

Took the old bike for it’s MOT today.  Passed nae bother.


While it was being MOTed I wandered doon tae the Honda dealer a few streets away.  The new CB1000R looks smashing.  They had a demo model too.


So after my MOT, I thought I’d have a sniff around another dealer or two.  Wandered into the new Triumph dealer just outside Glasgow (no signs of austerity here - focs sake!).  I’m taken with the street triple rs.  I mean it looks good, it’s seriously light, I mean seriously light, the riding position seems easy going enough and the figures suggest it should have plenty of poke.  One wonders if this bike is trying to make litre and litre plus nakeds redundant.


Anyway sales person came over.  Next thing I know he’s offering me a test ride, but he needed my NI number as well as my license apparently – so was no go today.  Seeing as I almost ended up on a test ride I thought I’d ask about the insurance position.  He said we check your license, if it’s valid and you’ve been riding over a year, you got a valid NI number, then off you go insured by us.  OK says I, what about the excess – noting this information wasn’t automatically offered – 2 grand he says.  2 foccing grand! Foc me.


So just wondering – is that typical.  What’s the going rate?


Anyway bikes I’m drooling over, and in order of preference;
CB1000R
Street Triple RS  (though comes with silly track day tyres)
MT10

Getting back to the original point here, surely if the dealer had faild to mention the excess, and you subsequently binned the bike on the test ride, then his failure to mention absolves you from the excess charge

[fazersharp]

[quote author=VNA link=topic=24360.msg282189#msg282189 date=1532198131]
Took the old bike for it’s MOT today.  Passed nae bother.


While it was being MOTed I wandered doon tae the Honda dealer a few streets away.  The new CB1000R looks smashing.  They had a demo model too.


So after my MOT, I thought I’d have a sniff around another dealer or two.  Wandered into the new Triumph dealer just outside Glasgow (no signs of austerity here - focs sake!).  I’m taken with the street triple rs.  I mean it looks good, it’s seriously light, I mean seriously light, the riding position seems easy going enough and the figures suggest it should have plenty of poke.  One wonders if this bike is trying to make litre and litre plus nakeds redundant.


Anyway sales person came over.  Next thing I know he’s offering me a test ride, but he needed my NI number as well as my license apparently – so was no go today.  Seeing as I almost ended up on a test ride I thought I’d ask about the insurance position.  He said we check your license, if it’s valid and you’ve been riding over a year, you got a valid NI number, then off you go insured by us.  OK says I, what about the excess – noting this information wasn’t automatically offered – 2 grand he says.  2 foccing grand! Foc me.


So just wondering – is that typical.  What’s the going rate?


Anyway bikes I’m drooling over, and in order of preference;
CB1000R
Street Triple RS  (though comes with silly track day tyres)
MT10

Getting back to the original point here, surely if the dealer had faild to mention the excess, and you subsequently binned the bike on the test ride, then his failure to mention absolves you from the excess charge
[/quote]Its all in the small print on the form that you sign before you ride

[agricola]

Ahha. There was no mention of form signing. Guess you just gotta read the small print