Car insurance for young drivers

[taylor]

1000. that's not bad, that's about right, good luck been there done it with mine,

[BBROWN1664]

Depends where you live but a lot of companies now are doing the black box stuff and changing around £1500 for a year fully comp.

[Lawrence]

First thing. Ford is a no no. So expensive to insure.

Not all of them.  If you're after something like a Fiesta ST it will be, if it's a Mondeo diesel then it'll be cheap(er).
 
Just start off with something cheap and shit for a year, get a black-box thing if it helps and if you get it under a grand you've done pretty well.  Also worth checking out both TPFT and fully comp prices.  For me (although I'm not a new driver) TPFT is more expensive than fully comp now.

[Frosties]

If you're looking at £3k for insurance then why not have a look at some of the "just add fuel" PCP type offers like the one from Peugeot.


Includes insurance and the like all in for about £200 a month. Run it for 2-3yrs and instant NCB. Not sure if there are age restrictions though - just a thought.

[mr self destruct]

This is why the apprentice in my dept. learned to ride. Passed his driving test at 17, and they wanted £7500 to insure an 8 year old Fiesta. He told me he did his mod 1 & 2, bought a 400 ninja and insured it all for about half that.


Plus, he says he gets 1 years NCB on a car for every 2 years accrued on a bike too, so it makes no financial sense not to ride a bike!

[BBROWN1664]

When my son was approaching 17 he spent a few hours with eBay, auto trader and go-compare. Having got details of ALL possible cars he could afford to buy he got insurance quotes. The cheapest to insure for him was a 1.6 Focus or a 1.25 Fiesta. This is because most chavs want clio and corsa so push the rates for these up. also, people assume small engines are cheaper but the 1.4 Focus cost more as did the 1.00 and 1.3 Fiesta.


Shop around and and do the homework BEFORE getting the car.

[fireblake]

When my son was approaching 17 he spent a few hours with eBay, auto trader and go-compare. Having got details of ALL possible cars he could afford to buy he got insurance quotes. The cheapest to insure for him was a 1.6 Focus or a 1.25 Fiesta. This is because most chavs want clio and corsa so push the rates for these up. also, people assume small engines are cheaper but the 1.4 Focus cost more as did the 1.00 and 1.3 Fiesta.


Shop around and and do the homework BEFORE getting the car.

Thats a good point. My lad found Fords unaffordable and went for the Pug. Sometimes waiting a month can make a difference too.

[BBROWN1664]

Fireblake, that's what he told you

He didn't want an uncool Ford.