That's why I pay monthly, It only costs a few quid extra over the year and if you cancel you just stop paying.
Very true. Some advantages to both. Live and learn.
Did I also mention I think I got zapped by a mobile speed van last Friday (that'll bump up my premium!)
Saw the guy jump out of his van, run round the front in my direction... did he get a chance to snap the Plate on the rear of my ............................ Orrrrrr not!?
Then you start mulling over actually how fast you THINK you were going!
Insurance firms aren't bothered by minor speeding fines or points, i've been done twice over the years and it never affected my premium.
I think they expect that nobody's perfect and it is easy to get 3 points for example so they tend to overlook it, as long as you're not doing some ridiculous OTT speed.
Insurance has generally gone up something stupid for most people this year, which i find very unfair.
My mum had a 1000cc car last year and paid around £340-£360 i think, but this year with an old 1200cc motor she got quoted £840?
I got it down to £690 in the end, and she's never claimed before, it literally is like being legally mugged.
Fuel still costs the same, the speed limits are still the same, so how do they justify such a price hike?