Date: 03-11-25  Time: 11:45 am

Author Topic: Front end modding and insurance  (Read 11330 times)

Paulfzs

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Re: Front end modding and insurance
« Reply #50 on: 19 October 2014, 12:09:47 am »
Perception is everything.

So you don't have a useful comment then.

Anyone else


Oh the irony.

tweetytek

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Re: Front end modding and insurance
« Reply #51 on: 19 October 2014, 12:12:01 am »
Another focin useless post. Well that increases your post count by 1 paul so your well on your way to being a GP hero. Nice 1  :thumbup

tweetytek

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Re: Front end modding and insurance
« Reply #52 on: 19 October 2014, 12:13:03 am »
Bored now. Unnotified. Carry on !

richfzs

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Re: Front end modding and insurance
« Reply #53 on: 19 October 2014, 12:41:04 am »
Oh I'm sorry, Mr tweetypie, was that 2 posts where one would have done? And you're having a dig at Paul for increasing his post count?

Oh kettle, this is pot calling...

Exupnut

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Re: Front end modding and insurance
« Reply #54 on: 19 October 2014, 07:30:26 am »

darrsi

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Re: Front end modding and insurance
« Reply #55 on: 19 October 2014, 09:15:54 am »
The guy that claimed the topbox was a mod that would push the quote up was an idiot and a lady that called me after I did another money supermarket comparison was really friendly and they were much cheaper then anyone else.


He got a bit funny with me when I said it's a second bike and would remove stuff to keep the costs down and as well as the mod also told me carrying a pillion would increase the premium and that if I listed it as being kept on the driveway I couldn't then keep it in a locked shed in the back garden behind a locked gate.


Had to phone my insurance people last time to ask them something (i prefer to avoid phone conversation, 'cos they annoy me) and found out i wasn't insured to ride other bikes, for a second year!
It's not really a big deal, but it's something i've always been allowed to do with every other policy. My brother used to try out bikes quite often and would always let me have a go too in the past, but he's not around now so although it's not an issue as such, it's something i would've preferred to have with my cover.
But i s'pose if it keeps my premium down then i can't really complain.
I will try and get it next time though.

noggythenog

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Re: Front end modding and insurance
« Reply #56 on: 19 October 2014, 07:34:28 pm »
I suppose it depends on why you have insurance......& how much the bike is worth.....& whether you can get by without it.

I don't have insurance because I want to be able to claim back its value if I have an accident. The only reason I have insurance is that it is the law to have it.....so I go TPF&T....£100 of tolls to enable me to get out and enjoy the roads on the bike, but my bike is for fun and only worth a few grand. If I lost it tomorrow then I'd still get by as I have a car to get to work...it isn't like pet insurance whereby I'd be devastated if I couldn't afford to keep my pet alive so I see that as worthwhile....but a bike's a bike..so do I need to declare any mods....well I suppose I should but it isn't high on priority list of things to do. I pay my £100 to stop me popping up on ANPR and I crack on and it's the risk I take....Insurance is all just 1 big gambling game. When I crashed my 600 the other vehicle left the scene and I was TPF&T....shit happens but It's also a personal thing....for me personally if my bike was worth 5k then that'd be a different kettle of fish and I'd be going more in depth....8k definitely.

I also believe that bike insurance should be quite a bit cheaper than car insurance because lets face it most decent crashes on a bike and your focced and you cant claim back the cost of your bike when you're 6 foot under anyway and would you want another bike when you cant use the majority of your limbs...it's only really useful most of the time for small scale falls and bumps...always exceptions of course...again the risk you take on the big insurance gamble.

fazersharp

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Re: Front end modding and insurance
« Reply #57 on: 19 October 2014, 07:46:25 pm »
May be there should be another cat of insurance tpft + a fully comp add-on but caped to whatever you want/ feel is a trade off between a write off crash and what you can afford to loose together with waht you save in insurance, -------------------or is this just burtons best "water" talking 
 
Although from a low base I have just got my insurance quote and it as gone up by 60%---------and yet I dont rember crashing or being nicked for speeding, talking on the phone or combing my hair in the mirror or putting lippy on or reading the newspaper or eating an apple ;)

midden

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midden

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Re: Front end modding and insurance
« Reply #59 on: 20 October 2014, 12:32:39 am »
I suppose it depends on why you have insurance......& how much the bike is worth.....& whether you can get by without it.

I don't have insurance because I want to be able to claim back its value if I have an accident. The only reason I have insurance is that it is the law to have it.....so I go TPF&T....£100 of tolls to enable me to get out and enjoy the roads on the bike, but my bike is for fun and only worth a few grand. If I lost it tomorrow then I'd still get by as I have a car to get to work...it isn't like pet insurance whereby I'd be devastated if I couldn't afford to keep my pet alive so I see that as worthwhile....but a bike's a bike..so do I need to declare any mods....well I suppose I should but it isn't high on priority list of things to do. I pay my £100 to stop me popping up on ANPR and I crack on and it's the risk I take....Insurance is all just 1 big gambling game. When I crashed my 600 the other vehicle left the scene and I was TPF&T....shit happens but It's also a personal thing....for me personally if my bike was worth 5k then that'd be a different kettle of fish and I'd be going more in depth....8k definitely.

I also believe that bike insurance should be quite a bit cheaper than car insurance because lets face it most decent crashes on a bike and your focced and you cant claim back the cost of your bike when you're 6 foot under anyway and would you want another bike when you cant use the majority of your limbs...it's only really useful most of the time for small scale falls and bumps...always exceptions of course...again the risk you take on the big insurance gamble.
With this write up Noggy I have high hopes of you being awarded todays tweetytek seal of approval


Dazza you're still Fired

ChristoT

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Re: Front end modding and insurance
« Reply #60 on: 20 October 2014, 08:27:38 am »







And Midden gets Christo's titillated student seal of approval!  :lol

Honk.