Author Topic: Single day bike insurance. (Read 6730 times)

noggythenog · « **on:** 28 April 2014, 05:16:53 pm »

Anyone got any reliable contacts for single day bike insurance please???

Im going round in circles....i just need insured to pick up my Thou so only 1 day until i store it & get storage only insurance.

My current policy is only third party..they dont do single day, wont let me add a bike for the remainder of policy.

Mcn has a link...when you go on it there are no bike options....ive been passed around on the phone to no avail.

Every site i look on only offers car or van.

Has something happened recently...perhaps track days have something to do with it but i doubt that........will jeremy beadle pop out from the dead with a film crew. $:\$

I mean how the foc does anyone legally pick a bike up these days......traders are of course insured for any bike but surely i aint the only person that just needed insured to pick a bike up.

Nowts easy is it, i is a grumpy nog

mickvp · « **Reply #1 on:** 28 April 2014, 05:30:22 pm »

https://www.carinsurance247.co.uk/Motorbike-Cover.htm

If you wanted to be a bit unscrupulous about it - you could always take out a full year policy, then cancel it within your cooling off period for a full refund. Wouldnt be the first time ive heard that being done

red98 · « **Reply #2 on:** 28 April 2014, 06:20:18 pm »

Thats why ive got a trailer nog.....shame your not a bit closer $:\$

noggythenog · « **Reply #3 on:** 28 April 2014, 06:30:26 pm »

Cheers Mick

I tried that place earlier but when you click the bike it then goes to another screen without the bike as an option in the drop down....bastardos!....i got a msg on their chat thing but looks like nobody is home

& i know what you mean...in a roundabout way my insurance girl kinda said i could do that......but with them id get a £25 cancellation charge...so ye £25 for the day in a roundabout way......but its a shame they force me to consider that when im trying to be straight up about it all.

Im tempted to just get insured on the father in laws 4x4 and erect my bike trailer but then thats a 4x4 all way to Madchesta with a trailer

[size=78%]...no thou ride home[/size]

.......plus in a crash on the trailer it still wont be insured.

That's a whole lot of

The more

I experience.......the more i know that saying foc it........gimme 1 years fully comp on the thou & just forget about my mot & brand new pilot 3 tyres on noggyfighter & get some more foccin

(Crazy foccin frog sound effect in background)

noggythenog · « **Reply #4 on:** 28 April 2014, 06:34:54 pm »

PS

I didnt really mean that about crazy frog.

& cheers Red...i know you'd do it if we were closer n stuff...& i kinda have the means but i just cant believe how hard it is to get a days insurance....somethings defo happened ref bikes......i did the same trip years back in a MGB GT and i got the insurance in about 5 minutes....it was simple.

red98 · « **Reply #5 on:** 28 April 2014, 06:43:00 pm »

Got any friends local that could ride it home on their insurance ?

noggythenog · « **Reply #6 on:** 28 April 2014, 06:48:27 pm »

Quote from: red98 on 28 April 2014, 06:43:00 pm

Got any friends local that could ride it home on their insurance ?

I doubt it on a Thursday & id rather not call in favours but i do know something.....a nice tasty fastest colour thou will be in my shed Thursday night.

I should just not bother with insurance...it'll be so fast even the speed cameras will register negative speeds eh Red

........plus if i quite correctly claim that i am a foccin dafty & dont know nuffin then i'll get away with it.......well officer my mate dave said that if i had Pet Insurance then i'd be covered as long as i had my dog as pillion

mickvp · « **Reply #7 on:** 28 April 2014, 07:55:32 pm »

just swap the insurance from the noggyfighter to the thou and have at it mate. Lets be honest, after riding it home - you WILL want to do that anyway!

CRH · « **Reply #8 on:** 28 April 2014, 07:58:18 pm »

hire a transit out for the day noggy?...least you will have insurance and bike will be safe!!...rope it down well inside on main stand n jobs a good un!!....thats what restorers did with my norton last wk when they picked it up,and they where travelling nearly 180 miles!!..

noggythenog · « **Reply #9 on:** 28 April 2014, 09:26:30 pm »

Quote from: CRH on 28 April 2014, 07:58:18 pm

hire a transit out for the day noggy?...least you will have insurance and bike will be safe!!...rope it down well inside on main stand n jobs a good un!!....thats what restorers did with my norton last wk when they picked it up,and they where travelling nearly 180 miles!!..

Hey Clive...let it not be said that you are not wise...it is by far the best idea.....i even have a ramp.......but the bike aint got a centre stand & i wouldnt have a clue how to strop it down & im in the sticks with limited van suppliers so id get a van & get there and find it didnt have any strop mounting points or somethin...i can just see it

.......besides the van would be full o sheep half the way up so how much space for bikes dies that leave eh

Maybe i should just buy a cheap Peugeot 106 coz i heard they are good for carrying bikes

MarkWales · « **Reply #10 on:** 28 April 2014, 09:38:57 pm »

Where is the bike?

noggythenog · « **Reply #11 on:** 28 April 2014, 09:41:53 pm »

Quote from: MarkWales on 28 April 2014, 09:38:57 pm

Where is the bike?

Manchester central mate, near picadilly

slimwilly · « **Reply #12 on:** 28 April 2014, 09:56:44 pm »

Take me up and i will thrash,,umm i mean ride it back

MarkWales · « **Reply #13 on:** 28 April 2014, 10:02:12 pm »

http://www.ebikeinsurance.co.uk/payasyougo.php

noggythenog · « **Reply #14 on:** 28 April 2014, 10:10:26 pm »

Been there too mark......its all fake im afraid.....same as the other sites....

Who woulda thought...foccin weird

Bloody scandal....seriously i'll give you a fiver if you manage it

I think im gonna go visit the beer thread....pretty sure it will hold the answer

Exupnut · « **Reply #15 on:** 28 April 2014, 11:11:38 pm »

www.flexirider.com...,,they do good rates for sheepshaggers lol

Frosties · « **Reply #16 on:** 29 April 2014, 09:06:11 am »

This any good for you Noggy

http://transbike.co.uk/

CRH · « **Reply #17 on:** 29 April 2014, 09:39:16 am »

ok noggy?...ask the seller if he still got insrnce on it?..and if so?..your insrance might let you ride other bikes?...so legaly you could ride it back on your insrnce

..get it??

....and if not?...use them fkn sheep to pack around ya bike in back of the van!!

.....

JoeRock · « **Reply #18 on:** 29 April 2014, 09:43:29 am »

Check your policy, and specifically the wording of the "riding other bikes" section.

Whilst most require the other persons bike to have insurance on it to cover you, I've had a couple before that don't!

Then all you need to do is go pick the bike up, leave a bunch of cash equal to the value "test ride" it to wales, and you're done!

BBROWN1664 · « **Reply #19 on:** 29 April 2014, 10:30:07 am »

Quote

Check your policy, and specifically the wording of the "riding other bikes" section.

They also tend to state "not belonging to you" which means as soon as you buy it, that cover doesn't exist.

Hire a van and get some ratchet straps seems to be the best option at the moment.

noggythenog · « **Reply #20 on:** 29 April 2014, 11:11:03 am »

Cheers chaps

Think im gonna go back to plan a and take out full insurance with another company.........then "if"

K change my mind and decide to store it ill call them up & try get them reducing the policy to fire & theft only.......if they say no then ill cancel it and take the charge.

Shame things have to be done like that.

Bit focced with my own insurers swinton....Youd think as an existing customer theyd try help out but computer says no........ill return the favour by saying no to them every time they pester me about insurance.

fazersharp · « **Reply #21 on:** 29 April 2014, 11:15:44 am »

I have had the same issue with wanting to cover me for the £500 the dealer want from me to cover THEIR excess should I bin for them on a test ride

JoeRock · « **Reply #22 on:** 29 April 2014, 12:56:34 pm »

Quote from: BBROWN1664 on 29 April 2014, 10:30:07 am

Quote
Check your policy, and specifically the wording of the "riding other bikes" section.

They also tend to state "not belonging to you" which means as soon as you buy it, that cover doesn't exist.

Hire a van and get some ratchet straps seems to be the best option at the moment.

Hence why I said he's taking it for a test ride from Manchester to Wales! Then once he gets there, filling out the logbook and posting it off.

richfzs · « **Reply #23 on:** 29 April 2014, 03:22:04 pm »

The log book doesn't show ownership. It shows who the registered keeper is. If he pays the guy on collection, the bike is his, whether he's posted the bloody logbook or not.

You don't half see some dangerous shit posted online sometimes...

Dave48 · « **Reply #24 on:** 29 April 2014, 04:38:19 pm »

If you cant/wont take out (comprehensive?) insurance for the new bike, its simpler and better all round to hire a van specifying tie down loops fitted. One days hire and you can then take out "laid up" ins cover until you decide to start using on the road. The problem with riding other bikes (NOT OWNED BY YOU) is the level of cover provided-resd the small print!-usually just 3rd party risks. Presumably with a bike worth £3-£4 thou you don't want to be cutting corners(excuse pun!) with level of cover.
Good luck & let us know what you decide.