old - Fazer Owners Club - old
General => General => Topic started by: noggythenog on 28 April 2014, 05:16:53 pm
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Anyone got any reliable contacts for single day bike insurance please???
Im going round in circles....i just need insured to pick up my Thou so only 1 day until i store it & get storage only insurance.
My current policy is only third party..they dont do single day, wont let me add a bike for the remainder of policy.
Mcn has a link...when you go on it there are no bike options....ive been passed around on the phone to no avail.
Every site i look on only offers car or van.
Has something happened recently...perhaps track days have something to do with it but i doubt that........will jeremy beadle pop out from the dead with a film crew. :\
I mean how the foc does anyone legally pick a bike up these days......traders are of course insured for any bike but surely i aint the only person that just needed insured to pick a bike up.
Nowts easy is it, i is a grumpy nog :( :( :(
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https://www.carinsurance247.co.uk/Motorbike-Cover.htm (https://www.carinsurance247.co.uk/Motorbike-Cover.htm)
If you wanted to be a bit unscrupulous about it - you could always take out a full year policy, then cancel it within your cooling off period for a full refund. Wouldnt be the first time ive heard that being done ;)
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Thats why ive got a trailer nog.....shame your not a bit closer :\
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Cheers Mick
I tried that place earlier but when you click the bike it then goes to another screen without the bike as an option in the drop down....bastardos!....i got a msg on their chat thing but looks like nobody is home :(
& i know what you mean...in a roundabout way my insurance girl kinda said i could do that......but with them id get a £25 cancellation charge...so ye £25 for the day in a roundabout way......but its a shame they force me to consider that when im trying to be straight up about it all.
Im tempted to just get insured on the father in laws 4x4 and erect my bike trailer but then thats a 4x4 all way to Madchesta with a trailer :( [size=78%]...no thou ride home[/size] :( .......plus in a crash on the trailer it still wont be insured.
That's a whole lot of :( :( :(
The more :( :( :( I experience.......the more i know that saying foc it........gimme 1 years fully comp on the thou & just forget about my mot & brand new pilot 3 tyres on noggyfighter & get some more foccin :) :) :) (Crazy foccin frog sound effect in background)
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PS
I didnt really mean that about crazy frog.
& cheers Red...i know you'd do it if we were closer n stuff...& i kinda have the means but i just cant believe how hard it is to get a days insurance....somethings defo happened ref bikes......i did the same trip years back in a MGB GT and i got the insurance in about 5 minutes....it was simple.
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Got any friends local that could ride it home on their insurance ?
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Got any friends local that could ride it home on their insurance ?
I doubt it on a Thursday & id rather not call in favours but i do know something.....a nice tasty fastest colour thou will be in my shed Thursday night.
I should just not bother with insurance...it'll be so fast even the speed cameras will register negative speeds eh Red ;) ........plus if i quite correctly claim that i am a foccin dafty & dont know nuffin then i'll get away with it.......well officer my mate dave said that if i had Pet Insurance then i'd be covered as long as i had my dog as pillion :lol
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just swap the insurance from the noggyfighter to the thou and have at it mate. Lets be honest, after riding it home - you WILL want to do that anyway! :lol
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hire a transit out for the day noggy?...least you will have insurance and bike will be safe!!...rope it down well inside on main stand n jobs a good un!!....thats what restorers did with my norton last wk when they picked it up,and they where travelling nearly 180 miles!!.. ;)
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hire a transit out for the day noggy?...least you will have insurance and bike will be safe!!...rope it down well inside on main stand n jobs a good un!!....thats what restorers did with my norton last wk when they picked it up,and they where travelling nearly 180 miles!!.. ;)
Hey Clive...let it not be said that you are not wise...it is by far the best idea.....i even have a ramp.......but the bike aint got a centre stand & i wouldnt have a clue how to strop it down & im in the sticks with limited van suppliers so id get a van & get there and find it didnt have any strop mounting points or somethin...i can just see it :lol .......besides the van would be full o sheep half the way up so how much space for bikes dies that leave eh :b
Maybe i should just buy a cheap Peugeot 106 coz i heard they are good for carrying bikes
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Where is the bike?
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Where is the bike?
Manchester central mate, near picadilly
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Take me up and i will thrash,,umm i mean ride it back :lol :lol :lol
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http://www.ebikeinsurance.co.uk/payasyougo.php (http://www.ebikeinsurance.co.uk/payasyougo.php)
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Been there too mark......its all fake im afraid.....same as the other sites....
Who woulda thought...foccin weird
Bloody scandal....seriously i'll give you a fiver if you manage it
I think im gonna go visit the beer thread....pretty sure it will hold the answer :b
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www.flexirider.com...,,they do good rates for sheepshaggers lol
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This any good for you Noggy
http://transbike.co.uk/ (http://transbike.co.uk/)
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ok noggy?...ask the seller if he still got insrnce on it?..and if so?..your insrance might let you ride other bikes?...so legaly you could ride it back on your insrnce ;) ..get it?? ;) ....and if not?...use them fkn sheep to pack around ya bike in back of the van!! :b .....
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Check your policy, and specifically the wording of the "riding other bikes" section.
Whilst most require the other persons bike to have insurance on it to cover you, I've had a couple before that don't!
Then all you need to do is go pick the bike up, leave a bunch of cash equal to the value "test ride" it to wales, and you're done!
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Check your policy, and specifically the wording of the "riding other bikes" section.
They also tend to state "not belonging to you" which means as soon as you buy it, that cover doesn't exist.
Hire a van and get some ratchet straps seems to be the best option at the moment.
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Cheers chaps
Think im gonna go back to plan a and take out full insurance with another company.........then "if" :rolleyes K change my mind and decide to store it ill call them up & try get them reducing the policy to fire & theft only.......if they say no then ill cancel it and take the charge.
Shame things have to be done like that.
Bit focced with my own insurers swinton....Youd think as an existing customer theyd try help out but computer says no........ill return the favour by saying no to them every time they pester me about insurance.
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I have had the same issue with wanting to cover me for the £500 the dealer want from me to cover THEIR excess should I bin for them on a test ride
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Check your policy, and specifically the wording of the "riding other bikes" section.
They also tend to state "not belonging to you" which means as soon as you buy it, that cover doesn't exist.
Hire a van and get some ratchet straps seems to be the best option at the moment.
Hence why I said he's taking it for a test ride from Manchester to Wales! Then once he gets there, filling out the logbook and posting it off.
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The log book doesn't show ownership. It shows who the registered keeper is. If he pays the guy on collection, the bike is his, whether he's posted the bloody logbook or not.
You don't half see some dangerous shit posted online sometimes...
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If you cant/wont take out (comprehensive?) insurance for the new bike, its simpler and better all round to hire a van specifying tie down loops fitted. One days hire and you can then take out "laid up" ins cover until you decide to start using on the road. The problem with riding other bikes (NOT OWNED BY YOU) is the level of cover provided-resd the small print!-usually just 3rd party risks. Presumably with a bike worth £3-£4 thou you don't want to be cutting corners(excuse pun!) with level of cover.
Good luck & let us know what you decide.
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The log book doesn't show ownership. It shows who the registered keeper is. If he pays the guy on collection, the bike is his, whether he's posted the bloody logbook or not.
You don't half see some dangerous shit posted online sometimes...
Precisely. So there's nothing to stop him from giving the guy a deposit, taking the logbook slip with him and going for a test ride to Wales and then completing the sale when he's back in Wales!
If you're going to get really anal about it, then write a pair of contract notes (one for each person) and get the guy to sign them saying that the sale will be concluded at (for example) - 9pm on the 1/5/2014, assuming nothing goes wrong with the bike on a test ride during which noggy will be the sole rider between 1pm-9pm (that would be to basically cover both guys in the event that some kind of offence was committed - say Noggy speeding on the way home), and then ride it back during that test ride period! The bike is still legally the original chaps until that time and yet Noggy has managed to get the bike to Wales during the course of his test ride!
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Foc it guys im just gonna get insured...ill go third party so im legal & ill cancel it when im back......if it's cheap enough ill just keep it open for my no claims to increase.
Just gonna enjoy the cool crisp taste of some Tyskie Tm Polish lager & then im firing onto MCN compare :)
Maybe if i lie about the colour & say it's blue i'll get a price drop to match the performance drop.
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Foc it guys im just gonna get insured...ill go third party so im legal & ill cancel it when im back......if it's cheap enough ill just keep it open for my no claims to increase.
you keep telling yourself that ;)
once your back home, one of your insurances will be getting cancelled - but Ive a feeling it wont be this one :lol
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Foc it guys im just gonna get insured...ill go third party so im legal & ill cancel it when im back......if it's cheap enough ill just keep it open for my no claims to increase.
you keep telling yourself that ;)
once your back home, one of your insurances will be getting cancelled - but Ive a feeling it wont be this one :lol
Shhhhhhh Mick.....dont burst my bubble :lol ..........i really wanna stay loyal to the old 600....i think she deserves a good summer send off.....she's a great bike still.........but then thats coming from someone that is yet to experience the thrill of the FZ1.........only time will tell........cant wait til Thursday 8)
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Evening mr nog....... does you insurance company do a multi bike policy ? Try phoning them rather than using their website, you might get a different answer ;)
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Evening mr nog....... does you insurance company do a multi bike policy ? Try phoning them rather than using their website, you might get a different answer ;)
Evening Mr Red
I phoned last night but the foccers said i could add the bike but it would be on a fresh 1 year policy.....so i could cancel as per previous but it would also cancel my 600 policy and this i'd lose my yearly NCB which ill get in June.....foccin "red" tape me finks. :(
Seriously im gonna check mcn...i dont have much bike ncb but ive never ever claimed so have the max on car & they ask for that....i might get a surprise & itll be cheap as chips.
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NICE LOL that gave me a laff and i needed it as i just got double flashed by a cam in deadeye's old stomping ground ...Writtle. 40 in a 30. :-((
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NICE LOL that gave me a laff and i needed it as i just got double flashed by a cam in deadeye's old stomping ground ...Writtle. 40 in a 30. :-((
Aw foc mate :'( ...........dont worry when they see the blue bike & the sheep they'll assume the camera wasnt calibrated.
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Well that's me insured for a year. :woot
32 year old......third party fire & theft......fz1.........£106........cant argue with that 8)
Lets be avin it!!!!!!!!! :b
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Good price...BUT.... Red ones arn't worth that much anyway ....
Hate to admit it but I was on a cb500 when I flashed the cam
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Have another go on the compair site and look at fully comp. I have been looking and it can somtimes be cheeper fully comp, it just depends on each insurer
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Have another go on the compair site and look at fully comp. I have been looking and it can somtimes be cheeper fully comp, it just depends on each insurer
I did buddy...it was £160 so ill stay tpft for now until im defo riding it....good point though coz sometimes not much in it.
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Thats a good deal you got there buddy.....it comes to those who wait ;).....cant believe exup's got caught speeding....hes a slow old foccer :lol
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Well that's me insured for a year. :woot
32 year old......third party fire & theft......fz1.........£106........cant argue with that 8)
Did you mention it's modded :fish
Lets be avin it!!!!!!!!! :b
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Of course i did
Told them about the gel seat :D
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Another thing with insurance I have seen is that, are you covering 2 bikes - because it could be that your fzs1000 is only that price because you have 2 bikes and so each one is cheeper to cover because you are riding each one less, it could be that when you only own the 1000 that one could cost more. (perhaps)
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Another thing with insurance I have seen is that, are you covering 2 bikes - because it could be that your fzs1000 is only that price because you have 2 bikes and so each one is cheeper to cover because you are riding each one less, it could be that when you only own the 1000 that one could cost more. (perhaps)
Possibly, i am still insured on my 600 until June and the new insurance company asked for the policy number so they'll have all that info.
That said though i was only about £80 tpf&t for my 600 last year.
Plus i heard that insurance was finally dropping.......well actually that article was about cars but i assume bikes would drop too.