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General => General => Topic started by: ChristoT on 14 November 2013, 01:25:25 am

Title: Insurance rant
Post by: ChristoT on 14 November 2013, 01:25:25 am
Most Foccers probably know where I stand at the moment. Skint, bikeless, my US placement fell through. To rub salt into the wound, the replacement placement I've found is out in the sticks in Cambridgeshire, but not far from the A14 - which means a 125 or smaller is out of the question. I've managed to find an old ZX4 going cheap from a friend, and now trying to find insurance. When I'm completely honest about my situation, I'm priced right out of the market. As if I can afford £2,500 pa in insurance! I'm currently foaming at the mouth somewhat. The foccing restrictor is just another rod for my back too. Argh!

Any smart ideas? Please?
Title: Re: Insurance rant
Post by: JoeRock on 14 November 2013, 01:44:16 am
stop putting it on the comparison sites christo ffs!

i told you, do the quote without it, then when going through the insurance company tell them its restricted due to your age and a lot will just add it on! carole nash and wicked quotes both did this for me a few years back!
Title: Re: Insurance rant
Post by: ChristoT on 14 November 2013, 07:24:30 am
stop putting it on the comparison sites christo ffs!

i told you, do the quote without it, then when going through the insurance company tell them its restricted due to your age and a lot will just add it on! carole nash and wicked quotes both did this for me a few years back!

I tried that with the ZX4 I'm looking at. But they then clobbered me, asking why I'd declared the claim in my previous searches, but not on the latest one.

Going to phone a few companies direct today. Fingers crossed!!
Title: Re: Insurance rant
Post by: Frosties on 14 November 2013, 07:40:11 am
I've heard those MP3 tricycles are cheap to insure...............look cool aswell if you slap a towbar on it!


Go on, you know you want one  :lol [size=78%] [/size]
Title: Re: Insurance rant
Post by: ChristoT on 14 November 2013, 07:42:23 am
I've heard those MP3 tricycles are cheap to insure...............look cool aswell if you slap a towbar on it!


Go on, you know you want one  :lol [size=78%] [/size]

Not a chance! :lol
Title: Re: Insurance rant
Post by: Frosties on 14 November 2013, 07:50:06 am
Humor me fella please...................get a quote for a 250cc and post it!  :lol :lol
Title: Re: Insurance rant
Post by: ChristoT on 14 November 2013, 07:52:25 am
Humor me fella please...................get a quote for a 250cc and post it!  :lol :lol

Nope.

Can't afford an MP3 - thank goodness. I need to focus on what I can afford (and what I want to get.  :D )
Title: Re: Insurance rant
Post by: Frosties on 14 November 2013, 08:00:38 am
Humor me fella please...................get a quote for a 250cc and post it!  :lol :lol


Nope.

Can't afford an MP3 - thank goodness. I need to focus on what I can afford (and what I want to get.  :D )



You can afford this one........a big bore kit to get you to 20bhp is only £180.


http://www.autotrader.co.uk/classified/advert/201311139882017/sort/priceasc/usedbikes/model/mp3/make/piaggio/postcode/rg414as/page/1/radius/1500/quicksearch/true?logcode=p (http://www.autotrader.co.uk/classified/advert/201311139882017/sort/priceasc/usedbikes/model/mp3/make/piaggio/postcode/rg414as/page/1/radius/1500/quicksearch/true?logcode=p)


Awwwwwwww go on..........post a quote for a giggle  :lol
Title: Re: Insurance rant
Post by: rustyrider on 14 November 2013, 09:34:44 am
What's the problem with a 125 on the A14?  Most of the time it's so solid with traffic that bikes filtering at 20 mph are the only things moving.......
Title: Re: Insurance rant
Post by: ChristoT on 14 November 2013, 09:42:18 am
What's the problem with a 125 on the A14?  Most of the time it's so solid with traffic that bikes filtering at 20 mph are the only things moving.......

I used to do the A14 on the Varadero. Not fun dicing it with lorries at 60mph.

Oh, and I'm buying that ZX4. Mum is going to kill me...  ;)
Title: Re: Insurance rant
Post by: Exupnut on 14 November 2013, 10:03:49 am
Have u thought about startin ur own insurance company?
Title: Re: Insurance rant
Post by: ChristoT on 14 November 2013, 10:09:55 am
Have you sat on one? They look tiny

They feel awesome. Oh, and I just bought insurance for it. Picking it up later. WHEEE!!  :D
Title: Re: Insurance rant
Post by: noggythenog on 14 November 2013, 10:50:00 am
Is that a ZXR 400 Cristo you Swine????,always liked them but they look tiny?


Wheres the Foccin piccies...we need piccies!!!!


 :useless
Title: Re: Insurance rant
Post by: Exupnut on 14 November 2013, 11:30:32 am
Christo just sent me a picture Nog... (But he said dont post it so shhhhh) :-)(http://img.tapatalk.com/d/13/11/14/mysa4ega.jpg)
Title: Re: Insurance rant
Post by: noggythenog on 14 November 2013, 01:18:32 pm
Christo just sent me a picture Nog... (But he said dont post it so shhhhh) :-)([url]http://img.tapatalk.com/d/13/11/14/mysa4ega.jpg[/url])










 :rollin :rollin :rollin :rollin :rollin :rollin
Title: Re: Insurance rant
Post by: ChristoT on 14 November 2013, 01:33:31 pm
Exup, you're a nob. But a funny nob.  :rollin :rollin :rollin

Noggy, it really isn't too bad! I'm 6 foot 3, with a 33 inch inseam, yet still fit fine on it. Knees maybe a little bit too far forward, but other than that, very comfy. And by gum, does it go!

Piccies later. ;)
Title: Re: Insurance rant
Post by: noggythenog on 14 November 2013, 02:15:44 pm
Exup, you're a nob. But a funny nob.  :rollin :rollin :rollin

Noggy, it really isn't too bad! I'm 6 foot 3, with a 33 inch inseam, yet still fit fine on it. Knees maybe a little bit too far forward, but other than that, very comfy. And by gum, does it go!

Piccies later. ;)


Hope it's a green one coz then we can call you the Green Goblin!!!



Title: Re: Insurance rant
Post by: dBfazer600 on 14 November 2013, 02:29:05 pm
A friend of mine told me about these. I have never heard or used them but will be trying them out on my renewal.
 
https://www.adelaideinsurance.com/ (https://www.adelaideinsurance.com/)

Daz

Title: Re: Insurance rant
Post by: ChristoT on 14 November 2013, 03:19:03 pm
Nope. It's black, and looks like this:
(http://img.tapatalk.com/d/13/11/14/9u8uhuhy.jpg)
Title: Re: Insurance rant
Post by: brianjonze on 14 November 2013, 03:51:16 pm
Looks sweet Christo, glad you are mobile again!
Title: Re: Insurance rant
Post by: ChristoT on 14 November 2013, 04:14:51 pm
Looks sweet Christo, glad you are mobile again!

Thanks, Brian, me too!  :)
Title: Re: Insurance rant
Post by: CRH on 14 November 2013, 04:42:44 pm
gpz 500 look alike!!.....same size by the looks of it? :rolleyes
Title: Re: Insurance rant
Post by: red98 on 14 November 2013, 04:45:14 pm
could i interest you in a tow bar ?  :D 
Title: Re: Insurance rant
Post by: ChristoT on 14 November 2013, 05:34:40 pm
could i interest you in a tow bar ?  :D

NO!!  :lol :lol :lol
Title: Re: Insurance rant
Post by: Yamazer-92 on 14 November 2013, 05:35:54 pm
Trying phoning MCE insurance directly, I've been with them for 4 of my 5 years on a bike and they haven't let me down and given me very competetive quotes and good extras. At 21 I'm now fully comp and it's about £350 or something a year which is very good and when I claimed after getting my bike knocked over when it was parked they sorted it all out very well. Hastings direct are also good, although a bit more expensive I was with them last year for 1 year.
Title: Re: Insurance rant
Post by: noggythenog on 14 November 2013, 05:39:42 pm
Nice one Cristo, is that theeee bike though or just for illustrative porpoises??????



Title: Re: Insurance rant
Post by: ChristoT on 14 November 2013, 05:48:08 pm
Mine!  :D Taken earlier today near No Man's Land, Wheathampstead.
Title: Re: Insurance rant
Post by: CRH on 14 November 2013, 05:56:59 pm
 :lol ...good un nogg"....think christo,s going for white matey?....sose his swastika sticker shows up after pranging the merc?....kin hell christo ule get a few on that fairing matey? :rollin :rollin instead of ..merve the swerve"...you.l be known has.....ramin the hun".... :lol
Title: Re: Insurance rant
Post by: noggythenog on 14 November 2013, 05:58:02 pm
Excellent!, nice & retro i like it.


Never rode one but i reckon 400 is the perfect size really, fast enough even if you gotta wring its neck


Its all a bit too easy, even on the 600 to reach dodgy speeds & being light & nimble must give it a fighting chance on UK roads.


Considering how much traffic we deal with these days id say 55mph to 90mph is the most important for a bike, early days but how does it feel in this range so far???
Title: Re: Insurance rant
Post by: ChristoT on 14 November 2013, 06:04:17 pm
Excellent!, nice & retro i like it.


Never rode one but i reckon 400 is the perfect size really, fast enough even if you gotta wring its neck


Its all a bit too easy, even on the 600 to reach dodgy speeds & being light & nimble must give it a fighting chance on UK roads.


Considering how much traffic we deal with these days id say 55mph to 90mph is the most important for a bike, early days but how does it feel in this range so far???

Not thrashed it (yet), but it feels really planted, nimble as anything - makes our Fazers look like London busses!  :eek Been a good boy so far, most I saw was maybe 77 on t' speedo? But by gad, it's quick getting there!!  :lol
Title: Re: Insurance rant
Post by: noggythenog on 14 November 2013, 06:05:34 pm
:lol ...good un nogg"....think christo,s going for white matey?....sose his swastika sticker shows up after pranging the merc?....kin hell christo ule get a few on that fairing matey? :rollin :rollin instead of ..merve the swerve"...you.l be known has.....ramin the hun".... :lol


 :lol :lol :lol


Here he is!!!!!
Title: Re: Insurance rant
Post by: CRH on 14 November 2013, 06:07:27 pm
 :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin
Title: Re: Insurance rant
Post by: ChristoT on 14 November 2013, 06:09:15 pm
:rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin :rollin

 :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol :lol
Title: Re: Insurance rant
Post by: red98 on 14 November 2013, 08:35:11 pm
tidy looking bike that CHRISTO.....just the one thing missing though  :rolleyes :rolleyes :rolleyes :rolleyes :rolleyes ....mate had one of these and they are quick for a 400.....would`nt surprise me if it was as quick as you restricted 600  ;) .....you going to pick the towbar up or do you want it delivered ?
Title: Re: Insurance rant
Post by: Grahamm on 15 November 2013, 12:37:05 am
Not thrashed it (yet), but it feels really planted, nimble as anything - makes our Fazers look like London busses!  :eek Been a good boy so far, most I saw was maybe 77 on t' speedo? But by gad, it's quick getting there!!  :lol

Just remember, as I mentioned when we met, you *DO NOT* have to prove anything to *ANYONE* :thumbup
Title: Re: Insurance rant
Post by: Exupnut on 15 November 2013, 03:33:33 am
Oh yes he Foccin does lol
Title: Re: Insurance rant
Post by: ChristoT on 15 November 2013, 10:05:03 am
Oh yes he Foccin does lol

And that's why Mum has banned me from attending any rideouts.  :\