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+--- Thread: What did you do with whatever else you've got? (/showthread.php?tid=67024)
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RE: What did you do with whatever else you've got? - agricola - 16-01-25
(16-01-25, 09:34 AM)BBROWN1664 Wrote: I would still check they are actually still covering it - just check your online account
Yep, account still active so all good
RE: What did you do with whatever else you've got? - agricola - 20-01-25
Well, that'll teach me. Serves me right for being honest.
I phoned the broker to inform them that the bike had been taken for an MOT and passed with no advisories following the repairs, just to clarify the roadworthiness of the bike for them.
Back came an email stating that I need to forward a copy of the MOT certificate and an engineers report confirming that the bike is roadworthy.
Firstly, the MOT record is freely available on the DVLA website for them to check, secondly, I am not inclined to fork out for an engineers report to confirm what the MOT tester found last week, that the machine is roadworthy.
I have looked through the check list on the DVLA website, and if an engineer can check half of that list in my garage equally as keenly as the MOT tester I'll eat my helmet.
Thirdly, my policy document Page 7 clearly states "In the event of the salvaged bike being subject to another claim, documented evidence of repairs and other documentation will be required to evidence, and to satisfy us, that your bike has been maintained in a roadworthy condition".
So I'm under no obligation to send anything at all to them, but being the smashing chap I am, I have scanned and sent them the MOT certificate and receipts for all parts purchased for the required repairs, reminded them where to find MOT records, and copied in to them Page 7 of the Policy document for their perusal.
The response has been that one of the team will contact me should they require any further information.
I'm not anticipating any further information being required
RE: What did you do with whatever else you've got? - agricola - 26-01-25
And a happy ending, insurer requires no further information and is happy to continue insuring the machine. Just a question of how much now at renewal.
RE: What did you do with whatever else you've got? - robbo - 30-01-25
Had new tyres fitted to the Fazer today, so as the front still had a bit of life left in it I had that fitted to the Triumph. Doubt if it will get many miles put on it as I think I’ll sell it after the MOT in March, as getting a bit too heavy to push around the garage etc for me now.
RE: What did you do with whatever else you've got? - robbo - 03-02-25
(26-01-25, 11:27 AM)agricola Wrote: And a happy ending, insurer requires no further information and is happy to continue insuring the machine. Just a question of how much now at renewal.
Terrible news on the insurance renewal. Last years for both bikes was £231, this years renewal £1300
After a day on the phone managed to get it for £712, all down to an overloaded truck spilling gravel all over the road 
RE: What did you do with whatever else you've got? - agricola - 03-02-25
OMG, that's astonishing. I thought insurance was based upon risk factors, ie the greater the risk the more the cost.
RE: What did you do with whatever else you've got? - robbo - 03-02-25
(03-02-25, 06:41 PM)agricola Wrote: OMG, that's astonishing. I thought insurance was based upon risk factors, ie the greater the risk the more the cost.
The moral is if you’re going to crash, don’t be old. So that’s two sticks they can beat me with. I was planning on letting the Triumph go, but didn’t want to have it uninsured. Dread what it would have been with a more modern more expensive main bike. Still riding, that’s the main thing
RE: What did you do with whatever else you've got? - Grahamm - 04-02-25
(03-02-25, 05:49 PM)robbo Wrote: Terrible news on the insurance renewal. Last years for both bikes was £231, this years renewal £1300
Ouch! That is ridiculous...
RE: What did you do with whatever else you've got? - agricola - 18-03-25
After taking the Fazer out last week, today it was the turn of the Striple, Derbyshire Dales again, but this time decked out in my new Spidi one piece., trying to break it in before the first trackday of the year next month. The ambulance crew sliced the last one off me after last years incident and there was sufficient funds left from the insurance payout for the Spidi, new helmet and a handful of trackdays, as well as repairing the bike.
RE: What did you do with whatever else you've got? - robbo - 19-03-25
Nice??….Ride safe.