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+--- Thread: Do I expect too much ???? (/showthread.php?tid=78547)
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Do I expect too much ???? - DILLIGAFF - 01-08-17
Last December a friend of mine was getting deep into financial trouble due to the delay in selling his second house. Mortgage company threatening to foreclose, council threatening bailiffs over tax etc. etc. He asked to borrow £500 to get him through Xmas, no problem. I lost count of the beers, coffees, breakfasts etc. I bought him as I knew he was broke.
Well he finally sold the house and squared off all his debts last week so I was pleased to receive this morning a plain brown envelope after 8 months of wondering if I would ever see my money returned.
I was less than pleased to open it to find it contained just £500.
Now he always said he would repay me with interest, "A lot more than I would earn in the Bank".
Do I expect too much from friends ????
Re: Do I expect too much ???? - Tmation - 01-08-17
If you are lucky you would get around 1 to 1.5% in a bank savings account so between £5 to £7.5 for a year on £500.
Is it worth losing a friendship for 3/4 of fuck all?
It was good Karma to help him out, remember what goes around comes around
Now if it had been £50,000 you had lent him then that would be a different matter. :eek
Re: Do I expect too much ???? - darrsi - 01-08-17
Just one of those things unfortunately, and I was actually talking about this last night with a friend who keeps being asked for money by someone he's known a long time.
I've always politely refused to lend money to anyone due to the fact it causes friction further down the line if you have to start chasing it, which I just can't be doing with as you can end up losing friends over it.
In fact I did give some money to a friend a few months back but i just told him to keep it as he was in genuine trouble.
In your case the £500 part was the loan so at least you got that back, but I would just write anything else off, lesson learned.
Just keep reminding him it's definitely his round in the boozer. :lol
Re: Do I expect too much ???? - BBROWN1664 - 01-08-17
:agree
Bank interest on £500 over 8 months is probably about £3. One pint will be significantly more than you would have got in interest
Re: Do I expect too much ???? - Freck - 01-08-17
I learnt long ago never to expect from others what you would do yourself.
People rarely do what they say they'll do, especially when it comes to money. The best bet is to not lend things to others, even friends, especially money or tools! You'll always end up feeling aggrieved. :rolleyes
Re: Do I expect too much ???? - DILLIGAFF - 02-08-17
Point taken, however the main issue is not what I lost in interest but more a case of how much he saved by not borrowing from his bank or B.S. Also how much shit he avoided by my assistance. Even if it was only £3 I know that I would have made sure any friend of mine was not out of pocket.
Another minor irritation is the fact that I transferred the money straight into his bank account. He repaid me in cash so I now need to drive to my bank to pay it back in.
Anyhooo...........................never again.
Re: Do I expect too much ???? - pilninggas - 02-08-17
At least you got the borrowed amount back. If you want to see a tale of woe and lost friendship look here:
http://www.consumeractiongroup.co.uk/forum/showthread.php?381806-Lending-money-to-a-friend.&highlight=lent+money+to+friend
Re: Do I expect too much ???? - acid drop - 02-08-17
My old Mum always said ''Neither a Borrower or a Lender be'' so I never borrow or loan to anybody.
Re: Do I expect too much ???? - YamFazFan - 02-08-17
(02-08-17, 09:14 AM)DILLIGAFF link Wrote: Another minor irritation is the fact that I transferred the money straight into his bank account. He repaid me in cash so I now need to drive to my bank to pay it back in.
This IS a wind-up isn't it?!!
Re: Do I expect too much ???? - Mick-H - 02-08-17
You've helped a friend out, saved him a few quid and it's cost you the price of a pint, that's what friends are supposed to do, end of.
Re: Do I expect too much ???? - YamFazFan - 02-08-17
I've got the solution....Have it out with your mate and let him know just how you feel about the whole situation, then hand him the £500 cash back and INSIST that he takes it to the bank on your behalf?
Re: Do I expect too much ???? - HarryHornby - 02-08-17
Don't lose a friendship over a few quid. We all have our own ideas on how things should be settled or worked out, we've all had it in the past with regards to money and friends, be it sharing a bill in a restaurant, buying rounds in pubs etc etc
You've not really lost out, as was previously mentioned if it was £50k different story but we're talking small amounts in lost interest, I would look yourself in the mirror, say to yourself he's a mate, it's only £500 and then repeat your name on the forum to yourself DILLIGAFF :thumbup :pokefun
Just make sure he buys you an extra beer down the pub next time you're out.
Re: Do I expect too much ???? - crickleymal - 02-08-17
(02-08-17, 12:14 PM)Mick-H link Wrote: You've helped a friend out, saved him a few quid and it's cost you the price of a pint, that's what friends are supposed to do, end of.
Yup.
Re: Do I expect too much ???? - tommyardin - 02-08-17
Think of it as an investment to friendship.
If you are really aggrieved that much about it PM your address and I will send you £12.
£3 for the interest as mentioned by BB and £9-00 to buy yourself and your mate a pint, shake him by the hand and move on.
This is a serious offer and I will never, ever, let anyone know if you took it up.
Friendship is worth more that money.
Re: Do I expect too much ???? - slappy - 02-08-17
(02-08-17, 02:56 PM)tommyardin link Wrote: Think of it as an investment to friendship.
If you are really aggrieved that much about it PM your address and I will send you £12.
£3 for the interest as mentioned by BB and £9-00 to buy yourself and your mate a pint, shake him by the hand and move on.
This is a serious offer and I will never, ever, let anyone know if you took it up.
Friendship is worth more that money.
Come om Tommy, what about some petrol money as well so he can take the cash to the bank.
Re: Do I expect too much ???? - Freck - 02-08-17
(02-08-17, 02:56 PM)tommyardin link Wrote: Think of it as an investment to friendship.I'm feeling aggrieved, can I have the £12? :lol
If you are really aggrieved that much about it PM your address and I will send you £12.
£3 for the interest as mentioned by BB and £9-00 to buy yourself and your mate a pint, shake him by the hand and move on.
This is a serious offer and I will never, ever, let anyone know if you took it up.
Friendship is worth more that money.
Re: Do I expect too much ???? - BBROWN1664 - 02-08-17
(02-08-17, 03:36 PM)slappy link Wrote: Come om Tommy, what about some petrol money as well so he can take the cash to the bank.
He doesn't need the petrol money, he has a bus pass :pokefun
Re: Do I expect too much ???? - johnakay - 02-08-17
I once lent 50 pence to a mate so he could have a taxi home.
and that was in the 70's and never seen him since.
in today's money its £4.23 :'( :'(
http://www.moneysorter.co.uk/calculator_inflation2.html
Re: Do I expect too much ???? - YamFazFan - 02-08-17
(02-08-17, 04:53 PM)Freck link Wrote: [quote author=tommyardin link=topic=23003.msg265430#msg265430 date=1501682167]I'm feeling aggrieved, can I have the £12? :lol
Think of it as an investment to friendship.
If you are really aggrieved that much about it PM your address and I will send you £12.
£3 for the interest as mentioned by BB and £9-00 to buy yourself and your mate a pint, shake him by the hand and move on.
This is a serious offer and I will never, ever, let anyone know if you took it up.
Friendship is worth more that money.
[/quote]
I'm equally aggrieved. Split it £6 each if DILLIGAFF doesn't take up the offer? :deal
Re: Do I expect too much ???? - caretaker - 02-08-17
i think you should be pleased. a 'mate' at work asked to borrow £300 for his girlfriends engagement holiday and told me he would pay me back in a month or so. turned out he is a serial gambler and he's blown it all. there was no engagement holiday either and his girlfriend has sensibly ditched him. he still works with me and just avoids any eye contact. i may get the cash back one day but lesson learnt.