I'm a construction day labourer usually earning about £7 an hour.
For a few days work or a week or 2, if I'm really lucky
Jobs will usually get advertised with two pay rates, one a quid of more higher than the other. The higher rate will be the Umbrella company rate.
Yes they do get me to fill in expenses forms for legitimate travel and subsistence, what's the problem with that?
If I'm working as self employed I will join the CIS and sort my tax and NI out myself, but I'm not.
I'm working for an employment agency who charges a fee for my work, and then dumps me on an umbrella company to get out of various legal responsibilities to employees.
And I have heard from some who have got their accountants to look into it, leaves me exposed to legal claims from creditors to the umbrella company if it goes tit's up.
I've got nothing to worry about on that score,(I haven't got Nuffink) but the guys that looked into it were trades who owned their own houses and stuff