Insurance on a fire fox electric scooter

[tiggr2]

lady at work has just got an electric scoot for her 16yr old (17 in Nov) not an invalid carrage an actual scootr - cheap to run no tax and a good into to biking, she has two quote in access of a grand and one for 440, any suggestions or does that seem OK..
 
Cheers..

[BBROWN1664]

440 doesn't seem too excessive for a 16 yr old on a moped in a higher risk area.