Insurance..............ggggrrrrrr

[maddog04]

 
got my reminder off mrs Nash last month and as I was on leave and not going to be using the bike for a month, I thought foc it, save me money coz I'm skint and save a months insurance whilst its sat in the garage...................how foccing wrong can you be?
initial renewal was £147 which I reckoned I could beat down 20 dabs, 1 month later when I ring up, they quote me £300+ WTF?
tell the lad to foc off then ring back and get a different lad who quotes me £226.......tell him the same, he says some bollox about rates changing daily, I tell him to go foc himself........over £150 to sit me bike in the garage for a month?
taking the p**s
rang bennetts and got it for £91, added breakdown all for just under £160
I think mrs nash will be going bust soon

[Bitfik]

In my experience it pays to shop around and almost certainly change company every year.


They seem to operate on the basis that if you don't you are a mug and they will try to screw you, rather than the basis of you being a loyal customer and try to give you the best price. Cars too.


When I went to insure my bike for the first time the guy said he was sorry but couldn't give me a price at all.  Then asked if I'd had any online qoutes, which I had. He said that if any had emailed me... Go home and forward the email to him and he wold beat the price, which he did!


Never quite got my head around that one.

[Fazerider]

Not used them myself yet, but I've heard good things about this comparison site:
https://www.moneymaxim.co.uk/cheap-bike-insurance

[robby boy]

I got a 6 wheel policy with the lady Nash, phoned at weekend to change details for my new cage, £80 more as its a brand new motor compared to my old 2002 one, dealer phoned today to tell me the car I bought had the wrong reg on it , looking through the insurance details I see they can charge up to £50 administration fee, luckily as it was only a number change so no fee. I was well happy with the service from them, another plus in my view was the call centre was not in Mumbai

[DanielT]

I've always used Swinton, but shall try Bennetts.  And for the sake of someone in the dark (not me you understand) ... Mrs Nash is? 

[markbubble]

it realy does pay to shop around but check you are not automatic renewed at the end of your insured year as many do this now !iv just changed one of my policys and they wanted to charge more to change than i could get a full years policy for!

[Chillum]

I've always used Swinton, but shall try Bennetts.  And for the sake of someone in the dark (not me you understand) ... Mrs Nash is?

Tell your 'friend' her name is Carol

[JZS 600]

I always use a comparison web site and had good results.
 
insurance currently with JMI. (Just Motorcycle Insurance  )

[Lawrence]

I'm with Rampdale at the moment.  Price seems to be about normal for me but they were the only place I could find that would recognise my Huoniao HN125  .  they did charge me £60 in admin fees (policy stayed the same at £135) to change from the 125 to the FZS though 

[JZS 600]

Yeah, the boy was with Rampdale for his Stomp Asbo    and when he changed to a CR 125 they were the best for that too.
 
They still charged me £20 extra for "documents" that they had already like his D/L and CBT cert 

[DanielT]

I shall be telling Swinton to shove it soon. No choice but to keep it running now or I'll lose a year's ncd.

Swinton have quoted £73 + £25 admin to change to a fazer until expiry date at beginning of november.

Bennetts quoted £65 for a whole year.

Toying with the idea of letting swinton policy continue running to complete 2 years ncd, and just starting afresh with bennetts using 1 year ncd I have at the moment.

[DanielT]

Update to last post: called swinton to let them know about bennetts quote so they checked a new 1 year policy and it was £120. The best they could do with 2 years ncd was £110 and offer me a £15 cashback.

I requoted with bennetts for just 1 year ncd and it's £71. 

Bye bye swinton!

[DanielT]

me again!!  Bennetts quote changed to £101 when the word mod was used, and I was put off them after a quick google search!  The bike only has 6 mods, but Bennetts didn't like more than 3. 

So I have gone with MCE who quoted £99 (tpft £150xs) including legal and third party cover for riding other bikes.  I'm happy with that

[breadlord]

Counts yourselves lucky you're not a new rider. Cheapest I found was eBike at £550 TPFT. Still insured on it, to bring up the no-claims while I'm away.

[Lawrence]

Counts yourselves lucky you're not a new rider. Cheapest I found was eBike at £550 TPFT. Still insured on it, to bring up the no-claims while I'm away.

You must be young and/or in a shite postcode.  Mine would've been about £450 in E11 (East London, almost as bad as it gets before they stop giving quotes) but dropped to £135 when I moved.  29 yrs old, 0ncd, test passed that morning

[DanielT]

Counts yourselves lucky you're not a new rider. Cheapest I found was eBike at £550 TPFT. Still insured on it, to bring up the no-claims while I'm away.

I'm 36, that's probably the reason for the low price as I only passed Mod 2 last Wednesday.  Scooter on a cbt for 18 months.

Can't edit my last post but it's not with mce, it's through bikesure

Sent from my GT-I9100 using Tapatalk 2

[breadlord]

You must be young and/or in a shite postcode.  Mine would've been about £450 in E11 (East London, almost as bad as it gets before they stop giving quotes) but dropped to £135 when I moved.  29 yrs old, 0ncd, test passed that morning

When you "moved" ;-)


29, male, Brixton... Parked on the street. I was honest about it because I thought there was a fair to medium chance someone would nick her and didn't want to have to bullshit my was into a claim.

[Lawrence]

When you "moved" ;-)


29, male, Brixton... Parked on the street. I was honest about it because I thought there was a fair to medium chance someone would nick her and didn't want to have to bullshit my was into a claim.

I did move   Bought it when I was in Leytonstone but kept in garage, insured it after I'd moved to Colchester.  To be fair though if it's kept on the street in Brixton I can understand why it's expensive     That's probably one area that's worse then Leytonstone