This year I'm with MCE, as Carole Nash was not prepared to match the deal offered, only later after I'd committed to MCE to say that they could have done better, which was irritating.
I then found out that MCE had forgot to mention that I was not covered for commuting and the breakdown was the absolute basic stuff, so after making alterations to my policy it ended up costing me more!!
I've certainly learned a valuable lesson to ask more questions instead of assuming I was covered for everything.