Post by: tweetytek on 17 October 2014, 09:48:20 pm
Naturally there is a risk in not declaring and probably a cost of doing so. I lost £8000 in 2011 when my insurers didn't pay out after an accident of a trophy which had a modded frobt end;the police had the bike recovered and subsequenty engineers found out the bike was modded. Insurance void.
Just wondering what people tell their insurers and what extra costs they pay in premiums?
Post by: dazza on 17 October 2014, 09:53:56 pm
Post by: tweetytek on 17 October 2014, 09:56:39 pm
So you don't have a useful comment then.
Anyone else
Post by: dazza on 17 October 2014, 10:07:28 pm
Post by: tweetytek on 17 October 2014, 10:09:52 pm
Post by: Yamazer-92 on 17 October 2014, 10:27:37 pm
I still have the original clocks on now so nothing has been rewired except the indicator connector points as one was a bit dodgy. Some wires have been shortened slightly to hide them easier in the headlight shroud. I would like to get a Koso speedo cluster but they are probably about £200 odd quid for the individual round guages in total and I'm not sure if I can be bothered wiring them up. If a fly screen can be fitted and looks good and covers all the iffy bits I will be more than happy, plus it might stop a few bees flying down my top which has happened every time I've been to Wales so far (3 times).
Post by: NorthWestern on 17 October 2014, 10:32:45 pm
Post by: tweetytek on 17 October 2014, 10:39:56 pm
I'm thinking of modding the front to avoid issues raised by yamazer-92
There are lots of threads on here about this but not one I can find on how to mount clocks without manufacturing since form of bracket. I have no tools or mechanucal/electrical knowledge of this particular bike to do this. So looking for a simple solution then works use forks mounted lights and screen etc. Just wondered about insurance. Sounds like my issue is the clocks or something I can slot in, rather than insurance ?
Post by: Yamazer-92 on 17 October 2014, 11:16:41 pm
As for actually mounting it, I drilled and tapped a hole into the underside of the top yoke and used a hole that was already there for the throttle cable guide or something then bolted it on from there. We then drilled two holes in each corner for the clocks to mount into, I sawed off the third clock bolt at the top of the clocks and painted the rear of the clocks black to try and tidy it up a bit. It's all a bit tight with the ignition like I say as the whole thing is bulky, leaving a bit too much of a gap between headlight and underside of clocks which you don't see on purpose built nakeds. I will be trying to sort this out though. If you want I can try and find the links for the ebay items I purchased tomorrow, things like the headlight brackets, rubber mounts for them to fit our forks and the headlight itself which is actually far better than the OEM boxeye headlight. I would say though if you plan on doing this it pays to get some better looking handlebars as the OEM ones look terrible naked.
Post by: tweetytek on 17 October 2014, 11:20:47 pm
Regrettably, my expertise is more electrical. I could bite you to tears with science of electromagnetism, ohms law, fluid dynamics and more. But what you say means very little to me. I wish I understood as I'm sure it's simple. Ah well
Edit: referring to the process of turning metal and machine engineering in one of the threads on the forum where I read of a foccer building a custom bike. Can't recall the thread link tho as I didn't save it.. But then I read post above again and noticed references to hack saw and tapping which is pretty straight forward, just need to find somewhere that sells thin alloy around here, not easy.
Post by: midden on 18 October 2014, 12:45:02 am
:groan Dazza YOU'RE FIRED
Post by: His Dudeness on 18 October 2014, 01:20:25 am
:woot Congratulations to Yamazer-92 who gets todays tweetytek seal of approval
:groan Dazza YOU'RE FIRED
Let's keep it relevant midden ffs. He can rabbit on about ohms law and electromagnetism if he wants but you keep your mouth shut you fool!
Post by: ChristoT on 18 October 2014, 01:21:57 am
:woot Congratulations to Yamazer-92 who gets todays tweetytek seal of approval
:groan Dazza YOU'RE FIRED
Let's keep it relevant midden ffs. He can rabbit on about ohms law and electromagnetism if he wants but you keep your mouth shut you fool!
In fairness, looking at other posts he's put up this evening, I think Dazza's had too much of the happy sauce! :eek
Post by: midden on 18 October 2014, 01:43:48 am
Well how rude:woot Congratulations to Yamazer-92 who gets todays tweetytek seal of approval
:groan Dazza YOU'RE FIRED
Let's keep it relevant midden ffs. He can rabbit on about ohms law and electromagnetism if he wants but you keep your mouth shut you fool!
Post by: His Dudeness on 18 October 2014, 01:50:37 am
Post by: His Dudeness on 18 October 2014, 01:57:39 am
(http://legacy.altpug.com/Team/Logo/2725)
(http://static.comicvine.com/uploads/original/11111/111111271/2985283-squirrel-w-gun2.jpg)
(http://www.afuntab.com/wp-content/uploads/2013/05/Funny-Squirrels-with-Guns-10.jpg)
Post by: ChristoT on 18 October 2014, 02:00:32 am
Squirrels are awesome. :)
Post by: His Dudeness on 18 October 2014, 02:08:37 am
(http://lasfloressquirrels.files.wordpress.com/2010/05/surfing-squirrels.jpg)
(http://media.brainz.org/uploads/2013/02/squirrel.jpg)
(http://i780.photobucket.com/albums/yy90/wightspymaster/surfingsquirrelop.jpg)
Post by: ChristoT on 18 October 2014, 02:09:56 am
Eddie Izzard: Army (http://www.youtube.com/watch?v=qPML-n1kRnY#)
Post by: His Dudeness on 18 October 2014, 02:23:43 am
squirrels on motorbikes ;)
(http://fc08.deviantart.net/fs30/i/2008/045/5/7/Squirrel_on_a_Motorbike_by_Suzanyab.jpg)
(http://media-cache-ak0.pinimg.com/736x/b6/d4/4e/b6d44eee2c3f0da2cfc9c28e53733891.jpg)
(https://s-media-cache-ec0.pinimg.com/236x/c3/11/6b/c3116b64d566310183fee47d83acb726.jpg)
Post by: ChristoT on 18 October 2014, 02:26:44 am
Lets get back on topic...motorbikes
Remember Exupnut last year? (aka Squirrel Head? :b )
Post by: His Dudeness on 18 October 2014, 02:32:12 am
Lets get back on topic...motorbikes
Remember Exupnut last year? (aka Squirrel Head? :b )
No I missed that. That's a good drawing!
Post by: midden on 18 October 2014, 02:47:22 am
Is that a modded tail pieceLets get back on topic...motorbikes
Remember Exupnut last year? (aka Squirrel Head? :b )
No I missed that. That's a good drawing!
Post by: darrsi on 18 October 2014, 08:07:10 am
Who here remembers Squirrel Head? :lol :lol :lol
Squirrels are awesome. :)
"...Squirrel's are awesome..."
Try telling my mum that....... :lol
Post by: tweetytek on 18 October 2014, 08:58:53 am
Post by: Paul on 18 October 2014, 10:20:43 am
Post by: fazersharp on 18 October 2014, 11:21:38 am
Post by: darrsi on 18 October 2014, 12:02:12 pm
When asked about mods i obviously wanted to declare my exhaust so hit the 'yes' button and then a world of pain popped up.
There was a list so big, and worse still quite a few applied to my bike, so as i knew i wouldn't be using that company anyway i ticked what applied to my bike and it resulted in something like a 120% increase on my eventual premium.
I can understand things like heated grips, because even though they are highly beneficial to all riders, they are of course electrical so a botch job "could" result in problems, but one item on the list that stuck in my mind as an extra to be declared was.......a tank pad??? :rolleyes
What the foc is that all about?
Post by: midden on 18 October 2014, 12:49:47 pm
but one item on the list that stuck in my mind as an extra to be declared was.......a tank pad??? :rolleyesdesirable item I suppose and fairly easy to steal. I've not mentioned mine, never crossed my mind to, heated grips either
What the foc is that all about?
Post by: darrsi on 18 October 2014, 01:00:06 pm
but one item on the list that stuck in my mind as an extra to be declared was.......a tank pad??? :rolleyesdesirable item I suppose and fairly easy to steal. I've not mentioned mine, never crossed my mind to, heated grips either
What the foc is that all about?
You wouldn't put an insurance claim in for a stolen tank pad?
Post by: darrsi on 18 October 2014, 01:03:53 pm
Post by: darrsi on 18 October 2014, 01:09:58 pm
That says "accepted as standard", presumably meaning these are okay to change but no need to declare?
Saying that, i remember when i opened up that drop box it was asking me to tick where applicable.
If they are accepted as standard then why even put them on there in the first place?
Post by: ChristoT on 18 October 2014, 01:21:52 pm
WTF are you guys on
A motorbike forum, apparently! :lol :lol :lol
Post by: darrsi on 18 October 2014, 01:24:03 pm
WTF are you guys on
A motorbike forum, apparently! :lol :lol :lol
:lol
Post by: midden on 18 October 2014, 01:25:29 pm
oh a sticky pad not a tank cover for a bag?but one item on the list that stuck in my mind as an extra to be declared was.......a tank pad??? :rolleyesdesirable item I suppose and fairly easy to steal. I've not mentioned mine, never crossed my mind to, heated grips either
What the foc is that all about?
You wouldn't put an insurance claim in for a stolen tank pad?
I'll have one of what the squirrell is having
Post by: Exupnut on 18 October 2014, 01:27:37 pm
(http://img.tapatalk.com/d/14/10/18/y6ynasu5.jpg)
Post by: tweetytek on 18 October 2014, 01:33:22 pm
WTF are you guys on
A motorbike forum, apparently! :lol :lol :lol
:lol
That's the best :rollin ! I focin could do with the spliff after this thread
Post by: His Dudeness on 18 October 2014, 01:33:49 pm
WTF are you guys on
(http://weknowmemes.com/wp-content/uploads/2011/12/get-on-the-squirrel-theres-no-time-to-explain.jpg)
Post by: His Dudeness on 18 October 2014, 01:37:14 pm
Who here remembers Squirrel Head? :lol :lol :lol
Squirrels are awesome. :)
"...Squirrel's are awesome..."
Try telling my mum that....... :lol
:lol
Post by: tweetytek on 18 October 2014, 01:38:36 pm
Post by: ChristoT on 18 October 2014, 01:56:22 pm
Don't get the joke but superbly delighted to have been the source of amusement. Always glad to help out and just as fukd in the head :thumbup :thumbup more please. Don't give up
This forum has a long tradition of squirrel jokes. Although, to a certain extent, Exup was the cause of it. :lol
Post by: tweetytek on 18 October 2014, 08:31:35 pm
Post by: AndyL on 18 October 2014, 08:51:10 pm
Insuring the Fazer this week I had a quote go up from £240 to £820 if I listed crash bars. I didn't use them oddly enough.
Post by: NorthWestern on 18 October 2014, 08:53:03 pm
Post by: tweetytek on 18 October 2014, 08:54:17 pm
Post by: AndyL on 18 October 2014, 09:13:36 pm
He got a bit funny with me when I said it's a second bike and would remove stuff to keep the costs down and as well as the mod also told me carrying a pillion would increase the premium and that if I listed it as being kept on the driveway I couldn't then keep it in a locked shed in the back garden behind a locked gate.
Post by: tweetytek on 18 October 2014, 09:15:10 pm
Post by: midden on 18 October 2014, 09:37:42 pm
Fukers these insurance lot. Its one of those things that the government mandate you have as a condition to drive, but dont actually run the system unlike vehicle road tax, driving licence and so on. Which means private companies can and do, charge what the fuk they want. Ridiculous
perhaps a nationalised insurance company for the compulsory elements of policies would be a good idea
Post by: tweetytek on 18 October 2014, 09:42:17 pm
Yep. 3rd party minimum.Fukers these insurance lot. Its one of those things that the government mandate you have as a condition to drive, but dont actually run the system unlike vehicle road tax, driving licence and so on. Which means private companies can and do, charge what the fuk they want. Ridiculous
perhaps a nationalised insurance company for the compulsory elements of policies would be a good idea
Start over of those web site petitions. Is sign it. 99,999 to go before parliament debate
Post by: noggythenog on 18 October 2014, 10:13:32 pm
I'm glad this topic has come up as i've been going nuts about it.
2 mothers days ago i was struggling with what to buy for my mum.......so naturally i decided to buy her a horses head mask..........but they were out of foccin stock :groan .
So then i realised that horses heads arent really what mothers want as a a token of appreciation..............
:think ..............Squirrels heads are much more complimentary!
Bloody typical though that stuff is always outta stock......just last year i was planning ahead....it was mothers day again so i thought i need to be kind.........a chewbacca wookie dressing gown should go down a treat :) .........& they sent her Boba foccin Fett by mistake......absolute bastards!!!!.........so i ended up with it instead. :b
Post by: Paulfzs on 19 October 2014, 12:09:47 am
Perception is everything.
So you don't have a useful comment then.
Anyone else
Oh the irony.
Post by: tweetytek on 19 October 2014, 12:12:01 am
Post by: tweetytek on 19 October 2014, 12:13:03 am
Post by: richfzs on 19 October 2014, 12:41:04 am
Oh kettle, this is pot calling...
Post by: Exupnut on 19 October 2014, 07:30:26 am
Post by: darrsi on 19 October 2014, 09:15:54 am
The guy that claimed the topbox was a mod that would push the quote up was an idiot and a lady that called me after I did another money supermarket comparison was really friendly and they were much cheaper then anyone else.
He got a bit funny with me when I said it's a second bike and would remove stuff to keep the costs down and as well as the mod also told me carrying a pillion would increase the premium and that if I listed it as being kept on the driveway I couldn't then keep it in a locked shed in the back garden behind a locked gate.
Had to phone my insurance people last time to ask them something (i prefer to avoid phone conversation, 'cos they annoy me) and found out i wasn't insured to ride other bikes, for a second year!
It's not really a big deal, but it's something i've always been allowed to do with every other policy. My brother used to try out bikes quite often and would always let me have a go too in the past, but he's not around now so although it's not an issue as such, it's something i would've preferred to have with my cover.
But i s'pose if it keeps my premium down then i can't really complain.
I will try and get it next time though.
Post by: noggythenog on 19 October 2014, 07:34:28 pm
I don't have insurance because I want to be able to claim back its value if I have an accident. The only reason I have insurance is that it is the law to have it.....so I go TPF&T....£100 of tolls to enable me to get out and enjoy the roads on the bike, but my bike is for fun and only worth a few grand. If I lost it tomorrow then I'd still get by as I have a car to get to work...it isn't like pet insurance whereby I'd be devastated if I couldn't afford to keep my pet alive so I see that as worthwhile....but a bike's a bike..so do I need to declare any mods....well I suppose I should but it isn't high on priority list of things to do. I pay my £100 to stop me popping up on ANPR and I crack on and it's the risk I take....Insurance is all just 1 big gambling game. When I crashed my 600 the other vehicle left the scene and I was TPF&T....shit happens but It's also a personal thing....for me personally if my bike was worth 5k then that'd be a different kettle of fish and I'd be going more in depth....8k definitely.
I also believe that bike insurance should be quite a bit cheaper than car insurance because lets face it most decent crashes on a bike and your focced and you cant claim back the cost of your bike when you're 6 foot under anyway and would you want another bike when you cant use the majority of your limbs...it's only really useful most of the time for small scale falls and bumps...always exceptions of course...again the risk you take on the big insurance gamble.
Post by: fazersharp on 19 October 2014, 07:46:25 pm
Although from a low base I have just got my insurance quote and it as gone up by 60%---------and yet I dont rember crashing or being nicked for speeding, talking on the phone or combing my hair in the mirror or putting lippy on or reading the newspaper or eating an apple ;)
Post by: midden on 20 October 2014, 12:21:50 am
[url]http://youtu.be/mYhNljS5Sug[/url] ([url]http://youtu.be/mYhNljS5Sug[/url])
http://youtu.be/DZ8JWQMH6QM (http://youtu.be/DZ8JWQMH6QM)
Post by: midden on 20 October 2014, 12:32:39 am
I suppose it depends on why you have insurance......& how much the bike is worth.....& whether you can get by without it.With this write up Noggy I have high hopes of you being awarded todays tweetytek seal of approval
I don't have insurance because I want to be able to claim back its value if I have an accident. The only reason I have insurance is that it is the law to have it.....so I go TPF&T....£100 of tolls to enable me to get out and enjoy the roads on the bike, but my bike is for fun and only worth a few grand. If I lost it tomorrow then I'd still get by as I have a car to get to work...it isn't like pet insurance whereby I'd be devastated if I couldn't afford to keep my pet alive so I see that as worthwhile....but a bike's a bike..so do I need to declare any mods....well I suppose I should but it isn't high on priority list of things to do. I pay my £100 to stop me popping up on ANPR and I crack on and it's the risk I take....Insurance is all just 1 big gambling game. When I crashed my 600 the other vehicle left the scene and I was TPF&T....shit happens but It's also a personal thing....for me personally if my bike was worth 5k then that'd be a different kettle of fish and I'd be going more in depth....8k definitely.
I also believe that bike insurance should be quite a bit cheaper than car insurance because lets face it most decent crashes on a bike and your focced and you cant claim back the cost of your bike when you're 6 foot under anyway and would you want another bike when you cant use the majority of your limbs...it's only really useful most of the time for small scale falls and bumps...always exceptions of course...again the risk you take on the big insurance gamble.
Dazza you're still Fired
Post by: ChristoT on 20 October 2014, 08:27:38 am
[url]http://youtu.be/mYhNljS5Sug[/url] ([url]http://youtu.be/mYhNljS5Sug[/url])
[url]http://youtu.be/DZ8JWQMH6QM[/url] ([url]http://youtu.be/DZ8JWQMH6QM[/url])
And Midden gets Christo's titillated student seal of approval! :lol
Honk.
(http://media.treehugger.com/assets/images/2013/10/seal-of-approval-meme.jpg)