Author Topic: fazer down (Read 18664 times)

esetest · « **Reply #25 on:** 17 June 2015, 07:59:21 am »

Sorry to hear about your accident , glad your ok , bike can be fixed .

HarryHornby · « **Reply #26 on:** 17 June 2015, 08:44:39 am »

Oh Paul, that sucks, I had a bloke decide to do a U-Turn on me yesterday just as I was filtering past. We had just come into traffic, I was approaching his vehicle (filtering past cars) when his indicator went on as I was next to him and then pretty much instantly he started to move, luckily I was only just past the front of his van when he performed his very rapid U-Turn. It really was a case of no mirror, signal, immediately maneuver! tosser!

Anyway back to the plot. Glad you are OK. I am available to come round and point out all the post accident problems with your bike if you would like.....

risticuss · « **Reply #27 on:** 17 June 2015, 08:55:17 am »

Sorry to see this. Hope you're ok, and get on the mend soon.

Looks like she was gunning for you... her number plate is only one letter out.

midden · « **Reply #28 on:** 17 June 2015, 09:10:44 am »

qote author=bigralphie link=topic=17338.msg199778#msg199778 date=1434489741]
glad your ok mate ,to be fair you can't expect people to admit liability as it clearly says don't on every policy

hope the witnesses swing it for you because you know she is going to say "never expected a bike to be in cross hatchings "
[/quote]
He wasn't in cross hatchings until she forced him in them

noggythenog · « **Reply #29 on:** 17 June 2015, 09:30:20 am »

So sorry to hear this Paul

I almost got run off the road on my recent day trip...flat out overtaking a van and car when the van decided he was gonna overtake....as I was just passing his rear quarter..........I was in the gutter line and almost hit the verge.

let me know if there's any small parts that you need that I might have lurking in the shed & you can have them buck shee.

Hedgetrimmer · « **Reply #30 on:** 17 June 2015, 09:31:13 am »

Quote from: midden on 17 June 2015, 09:10:44 am

He wasn't in cross hatchings until she forced him in them

It's ok to filter on cross hatchings with a broken line edging them. I got knocked off some years ago in similar circumstances, and the fact that I filtered on the cross hatchings wasn't an issue. I think my main argument was that the driver clearly didn't look (or signal in my case) before the manoeuvre. Once you're alongside, you're not going to see a signal anyway.

The biggest problem is that filtering seems to be a bit of a grey area. The motorcyclist usually has to assume some responsibility (I was told 50/50, but managed to get it to 70/30 in my favour - his "witness" got cold feet when I proved that he couldn't have seen clearly from where he said he saw it; he came forward later anyway, so was discredited). Hope your witnesses stay reliable, and you should be ok.

Sorry to hear of this Paul, I know you were proud of that bike (even though it was red - oh, so's mine!

). Bash things straight and crack on

Glad to hear you're ok...how are things this morning? Not too sore I hope.

kitcrazy · « **Reply #31 on:** 17 June 2015, 09:33:22 am »

As everyone else has said glad your ok mate old bones take longer to heal

Fazerider · « **Reply #32 on:** 17 June 2015, 09:34:27 am »

Very sad to read about this, Paul.
I've had that nearly happen many times and there's always a critical point where you're committed to passing and if they time it right they've got you.
Guess the bruises will be at their most painful by now…take it easy and I hope the bike's easily fixed.

maddog04 · « **Reply #33 on:** 17 June 2015, 09:37:38 am »

glad you're ok mate, had an old lad try to pull out from lane 1 into lane 2 on the motorway yesterday as I was along side him.... a very long beep on the old stebble woke the dozer foccer up

I cannot open the type of links that you're putting up......it just opens up the same page again (if anyone knows how to rectify this then let me know) so I cannot see your accident, as for the hatched area, was it surrounded by a solid line or a broken line?.......if broken......you are legally allowed into the area and many advanced riders use this area for potential early overtakes......don't worry about it if she brings it up, it will be dismissed by a good lawyer. On the other hand, if its a solid line you were illegally in it unless she FORCED you to take evasive action to prevent you from being a KSI

Red Ceri · « **Reply #34 on:** 17 June 2015, 09:58:15 am »

What I can't believe is ....................................35years without an accident, you can be riding hard enough or on a slow bike......oh you were on the red one.

. hope your old bones aren't too sore today.

If she tries to bring up the point that you shouldn't have been in the cross hatchings then why did she think it was ok for her, as she was obviously going to go into them to make a U-turn.

fazersharp · « **Reply #35 on:** 17 June 2015, 10:11:18 am »

Dosent look like you were in the cross hatching's to me, looks like you were pushed there.
I never go in the crosshatching ----- well not now since I picked up a 6 inch nail from one. The thing is that all kinds of crap gets washed in to them especially those on a little island on the approach to roundabouts because no one ever gos there.

Arfa · « **Reply #36 on:** 17 June 2015, 10:36:32 am »

Rubbish news Red, at least you're in one piece and damage is minimal.

Quote from: nick crisp on 17 June 2015, 09:31:13 am

Quote from: midden on 17 June 2015, 09:10:44 am
He wasn't in cross hatchings until she forced him in them

It's ok to filter on cross hatchings with a broken line edging them...

Sort of...

Highway code says:
130 Areas of white diagonal stripes or chevrons painted on the road. These are to separate traffic lanes or to protect traffic turning right.

If the area is bordered by a broken white line, you should not enter the area unless it is necessary and you can see that it is safe to do so.
If the area is marked with chevrons and bordered by solid white lines you MUST NOT enter it except in an emergency.
Laws MT(E&W)R regs 5, 9, 10 & 16, MT(S)R regs 4, 8, 9 &

Those are bordered by a broken white line, so the highway code says 'should not enter'. Note it does not say 'Must not enter'. A must-not is backed by law and illegal. A should-not isn't backed by law, and it's not illegal. As such Red, you've not broken any laws. However the fact that it's a should-not in the highway code may be held against you somewhat when it comes to insurance firms assigning blame. There's a good chance because of this you will be held contributory to blame.

And I'm afraid filtering will not be deemed 'necessary'...

Hedgetrimmer · « **Reply #37 on:** 17 June 2015, 10:54:34 am »

Quote from: Arfa on 17 June 2015, 10:36:32 am

Those are bordered by a broken white line, so the highway code says 'should not enter'. Note it does not say 'Must not enter'. A must-not is backed by law and illegal. A should-not isn't backed by law, and it's not illegal. As such Red, you've not broken any laws. However the fact that it's a should-not in the highway code may be held against you somewhat when it comes to insurance firms assigning blame. There's a good chance because of this you will be held contributory to blame. And I'm afraid filtering will not be deemed 'necessary'...

Well put Arfa. What annoys me is that it then leaves things open to interpretation, and you get all kinds of different results from people's experiences. It just wasn't talked about in my case. I guess it depends on how much you can keep things concentrated on how the driver didn't carry out proper observation before manoeuvring. But if your witnesses will back you, then you can maybe fall back on midden's point then

In most cases I've read of, the filtering motorcyclist will always be held partly responsible. But I also think I've seen ones where that wasn't the case either. A lot of variables can come into play I guess.

maddog04 · « **Reply #38 on:** 17 June 2015, 11:05:37 am »

try "Sorry Mate" insurers, they're lawyers who specialise in bike accidents and I believe they're bikers themselves. my mate used them and said they're VG

if you have insurance appointed lawyers who are not biker friendly/don't understand bikers/advanced riding etc then you're onto a loser from the start

Dead Eye · « **Reply #39 on:** 17 June 2015, 11:26:32 am »

Of course it had to be a Micra...

Sorry to hear it Paul, hope you and the bike mend well

My issues around here are that no one seems to understand how to use a Roundabout... it really isn't a difficult concept yet I always have idiot bastards pulling out on me whilst I'm already on the roundabout. Doesn't matter if I'm on the bike, or in the car, they still just go for it... Had to wake up some dozy cow yesterday in her stupid Rav4 after she just pulled in front of my whilst I was on the thou. Had to practically stop on the roundabout and got the usual ignorant hand wave from the inside of the car to "say sorry"... sorry my fuckin ass!

BBROWN1664 · « **Reply #40 on:** 17 June 2015, 11:29:02 am »

A lot of the insurance companies claim to use a firm of solicitors who are experts in whatever area. The reality is (I am working with one of the big ones at the moment) that these so called firms of solicitors are actually insurance company employees whose department is known as "XYZ solicitors" to make them sound external and independent.
The sad fact is, if your insurance company insist on you using XYZ solicitors, the only thing they aim for is minimising the insurance company losses and don't give a fec about apportioning blame etc or getting you a fair pay-out.

maddog04 · « **Reply #41 on:** 17 June 2015, 02:08:21 pm »

The sad fact is, if your insurance company insist on you using XYZ solicitors, the only thing they aim for is minimising the insurance company losses and don't give a fec about apportioning blame etc or getting you a fair pay-out.
[/quote]

amen to that, my lad lost out after a cage incident where two clowns (CNUTS) ripped the arse outta the insurance with whipcash when they're was foc all wrong with them.........our insurer played the loss game and said cheaper to pay them out than fight it in court, my lads not had insurance since as he got rid of the car and now has a company van but would've been interesting to see what we would have had to say when the renewal came in and it asks if you've had an accident in the last **** years
I don't know who's the worst, insurers or the scammers.....ggggrrrr

midden · « **Reply #42 on:** 17 June 2015, 04:19:56 pm »

Not sure I'd even go with 'filtering' since it looks like you wasn't riding between two lines of cars. So you were actually overtaking slower moving traffic and between the car and crossed area.

HarryHornby · « **Reply #43 on:** 17 June 2015, 04:42:29 pm »

Bet it wasn't an accident at all, I bet there was some old bird behind the wheel and this is his new technique to get her number!

red98 · « **Reply #44 on:** 17 June 2015, 07:33:57 pm »

Cheers for the replies guys

harry hornby.....I had to do somrthing matey after missing lofo's trip to Eastbourne

to set the record straight, I wasn't riding in the cross hatchings the impact pushed me there, just visable in the pictures on the left is an entrance/exit to a car park, immediately after a pedestrian crossing controlled by traffic lights with zig zags, had I got passed mrs smidsy i would have followed the traffic untill clear of both hazzards before filtering/overtaking again, its a very busy place at 6 in the evening, not worth taking the risk........this is my work route that ive been using for 18 years, i know it well, but people still surprise me

So.been on the blower today, phoned my insurers, hastings, and told them what happened, took note of all the details and said because iam TPF+T I would have to make a claim myself or hire some sort of accident claim people to do it for me.......mmmmm
Ok, ill phone them myself,

...get through to liverpool Victoria, explained what happened, again

..got put on hold for the entire lenght of "the beach boys,20 golden greats"

...and they tell me that mrs smidsy has been in contact and started things moving........then out of nowhere they say, we will pay for the repairs, couldn't believe what I was hearing,.....

.......shame hastings weren't as helpfull........so , as lv are not really bike people they have asked me to choose a garage and get a quote,3 possibles near me....main dealer, independent and a guy who used to work at main dealer but has now set up on his own, nice guy known him for years and he rides a fazer

.........but, he dos'nt work Wednesdays, phoned the independent but they dont do insurance jobbies any more as it takes too long to get paid, droped in to steelers on the way home , said they could do a quote but it would come close to being written off.......left a message with the guy whos just set up on his own and all being well will take the bike upto him on friday.............so.not a bad day and no falling over today

off to the garage to check the old girl out, update later

limax2 · « **Reply #45 on:** 17 June 2015, 07:45:04 pm »

Glad it looks like things are going to get sorted in your favour Red. When putting your claim in don't forget any damage, if any, to your riding gear.

HarryHornby · « **Reply #46 on:** 17 June 2015, 10:11:43 pm »

Blooming 'eck, an insurance company ofering to hand over money without a fight... top work, Paul!

Could you get them to quote for new chain and sprockets on "your" red and black box eye, oh and while you're at it, ~~I could do with some new downpipes too~~ sorry I mean didn't she damage your downpipes and they need replacing? Worth an ask!

bigralphie · « **Reply #47 on:** 17 June 2015, 10:37:51 pm »

Result ,hope they turn it round quickly ,your entitled to a loner too

red98 · « **Reply #48 on:** 18 June 2015, 06:59:49 am »

yep.surprised me too....been offered help with personal injury claim and offered a load bike.....checked bike over last night and ive not got too much damage,biggest issue is the fairing,indicator has been pushed through and cracked it,no bits missing so might be repairable,needs new brake lever,scrape on foot peg and exhaust can and a few other minor marks...phoning round today to see if i can get it booked in for an estimate...

maddog04 · « **Reply #49 on:** 18 June 2015, 10:04:07 am »

haven't you got whipcash too

seriously though, keep all receipts for buses/taxis etc as you can claim these expenses back, also look at claiming for loss of time (I heard this on the radio this morning on Sorry mate advert of all places.......and no.......I don't work for them or get any commission off them, just a coincidence I mentioned them earlier

)

they were saying that the journey that usually took you 30 mins on the bike is now 90 mins due to public transport.....you can claim for that!!