Fazer Owners Club - Unofficial

General => General => Topic started by: red98 on 16 June 2015, 07:14:55 pm

Title: fazer down
Post by: red98 on 16 June 2015, 07:14:55 pm
 After 35 years of accident free riding ive had an accident   :\...filtering through very busy rush hour ,lady decides to do a U-turn, said she looked but did'nt see me.pulled out hit my left bar end, steering the bike into her drivers side door, bike went down on its right side leaving me standing there ......bit shook up with bruises on my legs just above the boot line and
a sore /  bruised right wrist......my speed 4/5 mph, cars speed 1/2mph we both stopped dead....

admitted she was doing a u - turn but would not admit liability, said the same to police lady who stopped to see if we were alright  :thumbup


Two vans stopped, turned out to be brothers and bikers, gave me their card as were witnesses, and then loaded bike onto their van and gave me a lift home......you dont meet people like this very often , its foccin good when you do.top guys   :thumbup



dont do plugs, but if you want your garden sorted these are your guys, you wont find better  :)........Q GARDEN MAINTENANCE, you'll find them in yellow pages under T.........Top guys.......
Title: Re: fazer down
Post by: red98 on 16 June 2015, 07:18:20 pm
Theres 4 pictures I didnt want to see.....be carefull out there guys, there out to get us....
Title: Re: fazer down
Post by: Andy FZS on 16 June 2015, 07:30:32 pm
Sorry to hear this, I hope your ok and mend soon.
Andy :eek
Title: Re: fazer down
Post by: dazza on 16 June 2015, 07:36:10 pm
Glad you're ok Red, doesn't look like too much damage, be interesting to hear the liability outcome, despite the cross hatches, doing a u turn without being 100% it's all clear has got to be a complete no no.
Title: Re: fazer down
Post by: midden on 16 June 2015, 08:24:15 pm
Glad you're ok Paul.  Surprised she was taking photo's.
Title: Re: fazer down
Post by: Skippernick on 16 June 2015, 08:53:40 pm
Glad you are ok mate, sounds like you are in the clear.
Title: Re: fazer down
Post by: Phil on 16 June 2015, 08:55:45 pm
35 years is good going and this wasn't your fault. Hopefully not too much damage.

  Surprised she was taking photo's.

Probably to remind her of what a motorcycle looks like later on.


Title: Re: fazer down
Post by: Punkstig on 16 June 2015, 08:57:43 pm
As everyone else will say- at least you're ok fella!
Title: Re: fazer down
Post by: downey on 16 June 2015, 09:31:08 pm
ya was gonna say that, why is that daft mare taking photos  :rolleyes  could be worse,35 years without a tipp crikey youve done well lad,glad your ok
Title: Re: fazer down
Post by: YamFazFan on 16 June 2015, 09:45:24 pm
My heart always sinks when I see a bike laying in the road :(, but glad to hear you are not too badly injured and hope the damage to the bike not too bad also.
Title: Re: fazer down
Post by: NorthWestern on 16 June 2015, 09:46:25 pm
Aye could have been a lot worse!  Glad you're ok
Title: Re: fazer down
Post by: bigralphie on 16 June 2015, 10:22:21 pm
glad your ok mate ,to be fair you can't expect people to admit liability as it clearly says don't on every policy  :eek


hope the witnesses swing it for you because you know she is going to say "never expected a bike to be in cross hatchings "
 
Title: Re: fazer down
Post by: Rikki on 16 June 2015, 10:34:15 pm
Unlucky lad. Loud exhaust might have come in handy in that situation. Nice to hear a couple of good eggs were on hand to help out.
Title: Re: fazer down
Post by: SEPTIKANGEL on 16 June 2015, 10:36:50 pm
you know she is going to say "never expected a bike to be in cross hatchings "
Could have been a cyclist, a jogger, a horse (and cart) a pedestrian, a dog, a zombie or a white walker.  Hatchings are 'avoid' in that location shown, nothing to say any of the previous were illegally there at all.   She was impatiently waiting in a queue, passed the physical barrier of the splitter island and clearly didn't look before turning. Glad no major injuries Red, keep us posted.
Will try and PM you an insurance letter I kept some time ago (may even have been on here) which may prove useful.
Title: Re: fazer down
Post by: Kosmic Kartman on 16 June 2015, 10:37:58 pm
Sorry to hear that Red. Hope your bruises heal quick and that you bounce back soon Fella.
Title: Re: fazer down
Post by: slimwilly on 16 June 2015, 10:40:37 pm
OH dear Paul, bit of a bugger, I bet you cursed :lol :lol :lol :lol

I see no reason why you cannot ride in the crosshatch,,,silly bitch, should of kicked her in the fanny :lol :lol :lol :lol
Title: Re: fazer down
Post by: stevie-g1968 on 16 June 2015, 10:53:33 pm
What the foc was she doing trying to do a u turn there? She should have spun around at the roundabout down by the vw garage. She's bang to rights in the wrong there. If she was so desperate to go back she could have even flung it round into the carpark on the left.... mind you I see all sorts of shite driving around wycombe daily.
Title: Re: fazer down
Post by: red98 on 16 June 2015, 10:55:49 pm
Cheers guys.....been one of those days, more work than I can handle today and had plumber coming round this evening to quote for a new boiler then my bro in law arrived for a natter and here it is nearly 11 and I aint had any dinner yet :\

but, yes your all right as usual.the bruises are getting a bit painfull now, not sure how i got them though, parhaps I put my feet down before I hit the car and bashed them on the foot rests when I hit the car.see what there like in the morning, could of been a lot worse  ;)

Only had a quick look at the bike, front indicator has been pushed into the fairing cracking it, slight mark on bar end, slight mark on one of the engine covers but there was one there already.no damage to tank or exhaust so I think I got off lightly, shame though, had the bike for over 14 years now , had no plans to get rid of it, always looked after it and then of course theres my "stuttering thread "..........it lost a lot of oil whilst it was on its side, Iam hoping this was from the oil breather pipe, major engine damage and it will be a write off, the down side of having an older bike....probs be the weekend before I get a chance of a proper look, tempted to take a sickie tomorrow and sort insurance and wot not out......just got too much work on really, see how I feel in the morning...
Title: Re: fazer down
Post by: Red Ceri on 16 June 2015, 11:01:28 pm
Sorry to hear that Paul, glad you're ok
Title: Re: fazer down
Post by: Frosties on 16 June 2015, 11:05:45 pm
Pleased it was a low speed drop and hope nothing more than bruises,

On the other hand...............shame on you for not doing the headlight mod....could've made all the difference :rolleyes
Title: Re: fazer down
Post by: red98 on 16 June 2015, 11:11:12 pm
What the foc was she doing trying to do a u turn there? She should have spun around at the roundabout down by the vw garage. She's bang to rights in the wrong there. If she was so desperate to go back she could have even flung it round into the carpark on the left.... mind you I see all sorts of shite driving around wycombe daily.




hi stevie.yep, car park would have been the easiest about 10 yrds on the left, spin it around and back out.....a lot mord traffic tonight for some reason, think she was looking for a quicker route home, very little traffic the otherway

yep, your right about wycombe drivers, watch out for the taxi's, got to be the worst in britain  :eek
Title: Re: fazer down
Post by: red98 on 16 June 2015, 11:14:09 pm
Pleased it was a low speed drop and hope nothing more than bruises,

On the other hand...............shame on you for not doing the headlight mod....could've made all the difference :rolleyes





your right there FROSTIES  :o......good picture for the insurance guys, headlight on during the day  ;)
Title: Re: fazer down
Post by: fazersharp on 16 June 2015, 11:38:49 pm
Do I see two kids in the car and also other parents in the background, am I right in thinking this was the school run, if they are the worst -- heaven forbid that they miss more than 10 min of flog it, always in a hurry - distracting kids in the car --- and what they live 1 mile from the school , I think I am angeryer than you RED
Title: Re: fazer down
Post by: Grahamm on 16 June 2015, 11:48:42 pm
After 35 years of accident free riding ive had an accident   


Sorry to hear that, but glad it wasn't any worse.

As for her not admitting liability, it doesn't matter, see Davis vs Schrogin 2006 (http://www.access-legal.co.uk/legal-news/accidents-involving-filtering-what-the-law-says-lu-2811.htm)

Quote
The defendant was stuck in a traffic jam on a straight road, with the claimant riding his motorcycle on the same road in the same direction.

As there was no traffic coming from the other direction, the motorcyclist was overtaking the stationary traffic. The defendant had decided to perform a U-turn to get out of the queue and moved to the left of the queue before beginning the U-turn.

The judge found that the defendant had been negligent in not looking properly before beginning his turn. He also did not believe that the motorcyclist had time to see the defendant's manoeuvre, and that the claimant couldn't have done anything to avoid the accident.

On appeal, it was decided that once the judge had found as a primary fact that the motorcyclist was so close to the point of impact that he could not have avoided the collision, there was simply no basis for any finding of contributory negligence. The judge's decision would be upheld.
Title: Re: fazer down
Post by: stevie-g1968 on 17 June 2015, 06:53:28 am
Il do my sales pitch for the company I work for to give you a boiler quote,...  :lol :lol ;) trouble is as these bikes get on in age, the insurance company will want to write it off.. :rolleyes
Title: Re: fazer down
Post by: esetest on 17 June 2015, 07:59:21 am
Sorry to hear about your accident , glad your ok , bike can be fixed .
Title: Re: fazer down
Post by: HarryHornby on 17 June 2015, 08:44:39 am
Oh Paul, that sucks, I had a bloke decide to do a U-Turn on me yesterday just as I was filtering past.  We had just come into traffic, I was approaching his vehicle (filtering past cars) when his indicator went on as I was next to him and then pretty much instantly he started to move, luckily I was only just past the front of his van when he performed his very rapid U-Turn.  It really was a case of no mirror, signal, immediately  maneuver!  tosser!


Anyway back to the plot.  Glad you are OK.  I am available to come round and point out all the post accident problems with your bike if you would like.....  :pokefun

 
Title: Re: fazer down
Post by: risticuss on 17 June 2015, 08:55:17 am
Sorry to see this. Hope you're ok, and get on the mend soon.

Looks like she was gunning for you... her number plate is only one letter out.
Title: Re: fazer down
Post by: midden on 17 June 2015, 09:10:44 am
qote author=bigralphie link=topic=17338.msg199778#msg199778 date=1434489741]
glad your ok mate ,to be fair you can't expect people to admit liability as it clearly says don't on every policy  :eek


hope the witnesses swing it for you because you know she is going to say "never expected a bike to be in cross hatchings "
[/quote]
He wasn't in cross hatchings until she forced him in them ;)
 
Title: Re: fazer down
Post by: noggythenog on 17 June 2015, 09:30:20 am
So sorry to hear this Paul :(

I almost got run off the road on my recent day trip...flat out overtaking a van and car when the van decided he was gonna overtake....as I was just passing his rear quarter..........I was in the gutter line and almost hit the verge.

let me know if there's any small parts that you need that I might have lurking in the shed & you can have them buck shee.
Title: Re: fazer down
Post by: Hedgetrimmer on 17 June 2015, 09:31:13 am
He wasn't in cross hatchings until she forced him in them ;)
 

It's ok to filter on cross hatchings with a broken line edging them. I got knocked off some years ago in similar circumstances, and the fact that I filtered on the cross hatchings wasn't an issue. I think my main argument was that the driver clearly didn't look (or signal in my case) before the manoeuvre. Once you're alongside, you're not going to see a signal anyway.

The biggest problem is that filtering seems to be a bit of a grey area. The motorcyclist usually has to assume some responsibility (I was told 50/50, but managed to get it to 70/30 in my favour - his "witness" got cold feet when I proved that he couldn't have seen clearly from where he said he saw it; he came forward later anyway, so was discredited). Hope your witnesses stay reliable, and you should be ok.

Sorry to hear of this Paul, I know you were proud of that bike (even though it was red - oh, so's mine!  :rolleyes  :lol ). Bash things straight and crack on  :lol Glad to hear you're ok...how are things this morning? Not too sore I hope.
Title: Re: fazer down
Post by: kitcrazy on 17 June 2015, 09:33:22 am
As everyone else has said glad your ok mate old bones take longer to heal ;)
Title: Re: fazer down
Post by: Fazerider on 17 June 2015, 09:34:27 am

Very sad to read about this, Paul.
I've had that nearly happen many times and there's always a critical point where you're committed to passing and if they time it right they've got you.
Guess the bruises will be at their most painful by now…take it easy and I hope the bike's easily fixed.
Title: Re: fazer down
Post by: maddog04 on 17 June 2015, 09:37:38 am
glad you're ok mate, had an old lad try to pull out from lane 1 into lane 2 on the motorway yesterday as I was along side him.... a very long beep on the old stebble woke the dozer foccer up :'(

I cannot open the type of links that you're putting up......it just opens up the same page again (if anyone knows how to rectify this then let me know) so I cannot see your accident, as for the hatched area, was it surrounded by a solid line or a broken line?.......if broken......you are legally allowed into the area and many advanced riders use this area for potential early overtakes......don't worry about it if she brings it up, it will be dismissed by a good lawyer. On the other hand, if its a solid line you were illegally in it unless she FORCED you to take evasive action to prevent you from being a KSI ;)
Title: Re: fazer down
Post by: Red Ceri on 17 June 2015, 09:58:15 am
What I can't believe is ....................................35years without an accident, you can be riding hard enough or on a slow bike......oh you were on the red one. :lol . hope your old bones aren't too sore today.


If she tries to bring up the point that you shouldn't have been in the cross hatchings then why did she think it was ok for her, as she was obviously going to go into them to make a U-turn.
Title: Re: fazer down
Post by: fazersharp on 17 June 2015, 10:11:18 am
Dosent look like you were in the cross hatching's to me, looks like you were pushed there.
  I never go in the crosshatching ----- well not now since I picked up a 6 inch nail from one. The thing is that all kinds of crap gets washed in to them especially those on a little island on  the approach to roundabouts because no one ever gos there.
Title: Re: fazer down
Post by: Arfa on 17 June 2015, 10:36:32 am
Rubbish news Red, at least you're in one piece and damage is minimal.

He wasn't in cross hatchings until she forced him in them ;)
 

It's ok to filter on cross hatchings with a broken line edging them...

Sort of...

Highway code says:
130 Areas of white diagonal stripes or chevrons painted on the road. These are to separate traffic lanes or to protect traffic turning right.
 Those are bordered by a broken white line, so the highway code says 'should not enter'. Note it does not say 'Must not enter'. A must-not is backed by law and illegal. A should-not isn't backed by law, and it's not illegal. As such Red, you've not broken any laws. However the fact that it's a should-not in the highway code may be held against you somewhat when it comes to insurance firms assigning blame. There's a good chance because of this you will be held contributory to blame. :(  And I'm afraid filtering will not be deemed 'necessary'...
Title: Re: fazer down
Post by: Hedgetrimmer on 17 June 2015, 10:54:34 am
Those are bordered by a broken white line, so the highway code says 'should not enter'. Note it does not say 'Must not enter'. A must-not is backed by law and illegal. A should-not isn't backed by law, and it's not illegal. As such Red, you've not broken any laws. However the fact that it's a should-not in the highway code may be held against you somewhat when it comes to insurance firms assigning blame. There's a good chance because of this you will be held contributory to blame. :(  And I'm afraid filtering will not be deemed 'necessary'...

Well put Arfa. What annoys me is that it then leaves things open to interpretation, and you get all kinds of different results from people's experiences. It just wasn't talked about in my case. I guess it depends on how much you can keep things concentrated on how the driver didn't carry out proper observation before manoeuvring. But if your witnesses will back you, then you can maybe fall back on midden's point then  :D

In most cases I've read of, the filtering motorcyclist will always be held partly responsible. But I also think I've seen ones where that wasn't the case either. A lot of variables can come into play I guess.
Title: Re: fazer down
Post by: maddog04 on 17 June 2015, 11:05:37 am
try "Sorry Mate" insurers, they're lawyers who specialise in bike accidents and I believe they're bikers themselves. my mate used them and said they're VG

if you have insurance appointed lawyers who are not biker friendly/don't understand bikers/advanced riding etc then you're onto a loser from the start
Title: Re: fazer down
Post by: Dead Eye on 17 June 2015, 11:26:32 am
Of course it had to be a Micra...

Sorry to hear it Paul, hope you and the bike mend well


My issues around here are that no one seems to understand how to use a Roundabout... it really isn't a difficult concept yet I always have idiot bastards pulling out on me whilst I'm already on the roundabout. Doesn't matter if I'm on the bike, or in the car, they still just go for it... Had to wake up some dozy cow yesterday in her stupid Rav4 after she just pulled in front of my whilst I was on the thou. Had to practically stop on the roundabout and got the usual ignorant hand wave from the inside of the car to "say sorry"... sorry my fuckin ass!
Title: Re: fazer down
Post by: BBROWN1664 on 17 June 2015, 11:29:02 am
A lot of the insurance companies claim to use a firm of solicitors who are experts in whatever area. The reality is (I am working with one of the big ones at the moment) that these so called firms of solicitors are actually insurance company employees whose department is known as "XYZ solicitors" to make them sound external and independent.
The sad fact is, if your insurance company insist on you using XYZ solicitors, the only thing they aim for is minimising the insurance company losses and don't give a fec about apportioning blame etc or getting you a fair pay-out.
Title: Re: fazer down
Post by: maddog04 on 17 June 2015, 02:08:21 pm


The sad fact is, if your insurance company insist on you using XYZ solicitors, the only thing they aim for is minimising the insurance company losses and don't give a fec about apportioning blame etc or getting you a fair pay-out.
[/quote]


amen to that, my lad lost out after a cage incident where two clowns (CNUTS) ripped the arse outta the insurance with whipcash when they're was foc all wrong with them.........our insurer played the loss game and said cheaper to pay them out than fight it in court, my lads not had insurance since as he got rid of the car and now has a company van but would've been interesting to see what we would have had to say when the renewal came in and it asks if you've had an accident in the last **** years
I don't know who's the worst, insurers or the scammers.....ggggrrrr
Title: Re: fazer down
Post by: midden on 17 June 2015, 04:19:56 pm
Not sure I'd even go with 'filtering'  since it looks like you wasn't riding between two lines of cars. So you were actually overtaking slower moving traffic and between the car and crossed area.
Title: Re: fazer down
Post by: HarryHornby on 17 June 2015, 04:42:29 pm
Bet it wasn't an accident at all, I bet there was some old bird behind the wheel and this is his new technique to get her number!  ;)
Title: Re: fazer down
Post by: red98 on 17 June 2015, 07:33:57 pm
Cheers for the replies guys   :thumbup

harry hornby.....I had to do somrthing matey after missing lofo's trip to Eastbourne    :lol

to set the record straight, I wasn't riding in the cross hatchings the impact pushed me there, just visable in the pictures on the left is an entrance/exit to a car park, immediately after a pedestrian crossing controlled by traffic lights with zig zags, had I got passed mrs smidsy i would have followed the traffic untill clear of both hazzards before filtering/overtaking again, its a very busy place at 6 in the evening, not worth taking the risk........this is my work route that ive been using for 18 years, i know it well, but people still surprise me   :eek

So.been on the blower today, phoned my insurers, hastings, and told them what happened, took note of all the details and said because iam TPF+T  I would have to make a claim myself or hire some sort of accident claim people to do it for me.......mmmmm 
Ok, ill phone them myself, :rolleyes...get through to liverpool Victoria, explained what happened, again   :rolleyes..got put on hold for the entire lenght of "the beach boys,20 golden greats" :rolleyes...and they tell me that mrs smidsy has been in contact and started things moving........then out of nowhere they say, we will pay for the repairs, couldn't believe what I was hearing,..... :woot :woot :woot.......shame hastings weren't as helpfull........so , as lv are not really bike people they have asked me to choose a garage and get a quote,3 possibles near me....main dealer, independent and a guy who used to work at main dealer but has now set up on his own, nice guy known him for years and he rides a fazer   ;).........but, he dos'nt work Wednesdays, phoned the independent but they dont do insurance jobbies any more as it takes too long to get paid, droped in to steelers on the way home , said they could do a quote but it would come close to being written off.......left a message with the guy whos just set up on his own and all being well will take the bike upto him on friday.............so.not a bad day and no falling over today   :lol

off to the garage to check the old girl out, update later
Title: Re: fazer down
Post by: limax2 on 17 June 2015, 07:45:04 pm
Glad it looks like things are going to get sorted in your favour Red. When putting your claim in don't forget any damage, if any, to your riding gear.
Title: Re: fazer down
Post by: HarryHornby on 17 June 2015, 10:11:43 pm
Blooming 'eck, an insurance company ofering to hand over money without a fight... top work, Paul!


Could you get them to quote for new chain and sprockets on "your" red and black box eye, oh and while you're at it, I could do with some new downpipes too sorry I mean didn't she damage your downpipes and they need replacing?  Worth an ask!  :evil :D
Title: Re: fazer down
Post by: bigralphie on 17 June 2015, 10:37:51 pm
Result ,hope they turn it round quickly ,your entitled to a loner too
Title: Re: fazer down
Post by: red98 on 18 June 2015, 06:59:49 am
yep.surprised me too....been offered help with personal injury claim and offered a load bike.....checked bike over last night and ive not got too much damage,biggest issue is the fairing,indicator has been pushed through and cracked it,no bits missing so might be repairable,needs new brake lever,scrape on foot peg and exhaust can and a few other minor marks...phoning round today to see if i can get it booked in for an estimate...
Title: Re: fazer down
Post by: maddog04 on 18 June 2015, 10:04:07 am
haven't you got whipcash too :lol

seriously though, keep all receipts for buses/taxis etc as you can claim these expenses back, also look at claiming for loss of time (I heard this on the radio this morning on Sorry mate advert of all places.......and no.......I don't work for them or get any commission off them, just a coincidence I mentioned them earlier :rolleyes)

they were saying that the journey that usually took you 30 mins on the  bike is now 90 mins due to public transport.....you can claim for that!!
Title: Re: fazer down
Post by: Frosties on 18 June 2015, 02:54:15 pm
haven't you got whipcash too :lol

seriously though, keep all receipts for buses/taxis etc as you can claim these expenses back, also look at claiming for loss of time (I heard this on the radio this morning on Sorry mate advert of all places.......and no.......I don't work for them or get any commission off them, just a coincidence I mentioned them earlier :rolleyes )

they were saying that the journey that usually took you 30 mins on the  bike is now 90 mins due to public transport.....you can claim for that!!
Didn't you suffer from a lack of sex drive as a result of the severe shock from the accident, which in turn put a strain on your relationship with the Mrs................. :tape
Title: Re: fazer down
Post by: Grahamm on 18 June 2015, 05:27:38 pm
That's good news. Sounds like it's so open-and-shut that they're not even going to try to quibble :thumbup
Title: Re: fazer down
Post by: red98 on 18 June 2015, 07:49:33 pm
Ok...making progress, got a quote today from the ex yam dealer mechanic/parts man who now runs his own garage.....known him for years and his very good at his job  :thumbup.....main damage is the fairing, cracked where the indicator has pushed through....we have not listed everything as the insurance company would write it off .eg...one of the fork bottoms has a shallow scrape, looks worse than it is, its also pitted from winter riding, I was planing on polishing them up and clear coating them anyway so we left this, a very small scrape on the end can, on the underside and hard to see a good clean
 will make it look better and I do have a spare somewhere so this was also left off......ive only just looked at this quote and am surprised at the price of the fairing...thought they were a lot more ......
Title: Re: fazer down
Post by: noggythenog on 18 June 2015, 08:53:56 pm
Top result Red......will it bother you that the bike has had a fall though...is it the sort of thing that would annoy you.....she was such a clean example.

the fairings came up a while back ....it was a typo on one of the supplier sites that was saying a few hundred quid and it had been putting folk off for years only for it to be recently discovered they were actually much cheaper.....would have had one on my 600 if id realised at the time.
Title: Re: fazer down
Post by: red98 on 19 June 2015, 06:56:42 am
hi nogs....didn`t see that about the fairings,bargain in my eyes  :)


yep , shame about the off,there is a few very minor scrapes that ive not put on the estimate,it is an 17 year old bike after all,ive looked after it in the 14/15 years ive owned it but ive also used it,41000 miles ,9 when i bought it.....the fairing is the bit i want repaired the other bits and bobs i can do,no rush....the fork bottoms is a good example...it has a small graze but it also has pitting from winter riding,both not bad and easily fettled...will do this myself...bike still looks tidy and a keeper  ;)




just sent the quote to LIVERPOOL VICTORIA i`ll`update when i get their reply....i do have a plan B  ;)

[/size][size=78%]i must say...ive had excellent service from LV ,accident on tuesday and the estimate forwarded on thursday,thats quick,LV is mrs SMIDSY`s insurers iam with hastings TPF+T so doing the leg work myself...lets hope progress keeps.....progressing [/size] :lol [/size][size=78%]  [/size]
Title: Re: fazer down
Post by: bri h on 19 June 2015, 09:07:30 am
Hey red sorry I've been out of the loop so missed the start of the thread.  Hope your ok now and sounds like the bikes not to bad.  Have to get the mighty thou sorted now mate.
Title: Re: fazer down
Post by: JoeRock on 19 June 2015, 10:52:24 am
You might be about this wrong mate - when I had my accident on my hornet 600 we got the bike written off and paid for (long as its a decent value) - buy the bike back for a couple hundred quid, get it repaired and you'll probably have some money left over.


My hornet for example all the fairings got damaged so was a write-off as new parts were horrifically expensive, I got about £2k for the bike, bought it back for £300 odd, spent about £3-400 getting everything repaired and sprayed up and ended up with about £1k left over!
Title: Re: fazer down
Post by: Arfa on 19 June 2015, 11:17:44 am
Top result Red......will it bother you that the bike has had a fall though...is it the sort of thing that would annoy you.....she was such a clean example.

the fairings came up a while back ....it was a typo on one of the supplier sites that was saying a few hundred quid and it had been putting folk off for years only for it to be recently discovered they were actually much cheaper.....would have had one on my 600 if id realised at the time.


Fairings did used to be £450-500 odd, however they came down to a lot around 1.5 years ago.  FWIW didn't realise the decals have come down in price too. Last time I checked they were about £35 each side.


With regards to writing off, they won't normally do this unless the damage is more than 60% of the bikes value. However, by arguing the bikes value a bit, and giving them a dump of autotrader prices of Fazer's, you can usually negotiate the value up to something respectable. For current claim, they've got my '03 FZS600 down as worth £2200. They're still Cat-D'ing it, with a buy back price of £550.
Title: Re: fazer down
Post by: b1k3rdude on 19 June 2015, 01:56:23 pm
So.been on the blower today, phoned my insurers, hastings, and told them what happened, took note of all the details and said because iam TPF+T  I would have to make a claim myself or hire some sort of accident claim people to do it for me.

Er lazy f**ks, that's complete bollox. By law its their responsibility, check with the motor insurance bureau (http://www.mib.org.uk/Company+Information/en/Contact+Information/Default.htm).

That said I have always dealt with claims myself as 1. you skip a lot of BS/red tape, 2. its faster a lot of the time because you cut out the middle man and 3. you can negotiate directly with the claims engineer from the other ins co. etc.
Title: Re: fazer down
Post by: YamFazFan on 19 June 2015, 08:44:56 pm
Just out of interest on the question of admitting liability in accidents, if the driver were to say 'Sorry I didn't see you' as opposed to just 'I didn't see you', could that be interpreted as an admission of liability??.
Title: Re: fazer down
Post by: red98 on 20 June 2015, 09:34:01 am
B1k3rdude.....thats interesting, a good bargaining point if I renew with them, I have direct email to the girl handling my claim, always get a swift reply, iam happy doing things this wayfor the same reason as you, no BS or red tape., 4 days since accident, they have agreed to pay repairs and estimate was emailed on friday, no answer yet but still early days, iam happy with progress at the moment  :
8


Joerock....understand where your coming from matey....more than one reason for doing things this way, main one is I want things sorted the easiest and quickest way......too busy and its a short life and all that, but at the same time iam not going to let them screw me, I will tell whole story when case is fully settled, you never know whos watching  ;)

could still be written off, insurance companys vary in what % of what they think the bike is worth, that they will spend on repair bills before writing it off...not sure why they do this as you have pointed out it does cost them more...parhsps its paper/leg work thing........if it is written off it will still go to the same garage for repairs, blokes a great guy so happy to push s bit of work his way .

yamfazman......mrs smidsy wouldnt admit liability at the time but she did admit to me and the police thst she was attempting a U-turn, theres no signs that say you cant and iam not sure if it was an illegal manoeuvre but it was a foccin stupid place to do one, iam pretty sure this has helped my claim....not used whitness or pictures yet but I have offered them

sent estimate in o n friday morning, no reply yet but is still early days, legs still aching but swelling/brusing has calmed down a bit.........iam a lucky foccer as I have 2 fazers so not keeping me off the road....iam a bit more cautious now   :rolleyes
Title: Re: fazer down
Post by: fazernigel on 22 June 2015, 10:35:02 pm
Sorry to say but I have become the latest victim of fazer down.

 Waiting in the traffic queue on Bristol bridge  in Bristolnfor the lights to change about six cars back from the red light and crunch I am sent up in the air five foot and my mint fazer 2002 foxeye is lying in the road like a dying fly.

Anyway after five minutes of claiming myself down I managed to get my Fazer to the side of the road not wanting to look at the damage as it would break my heart with my right leg and my back very sore.

I exchanged details with said woman driver who didn't  want to join the smidsy club but told me she had missed the brake pedal which I already knew as it was my Fazer that stopped her car,

24 hours later I am still sore but I have had her insurance company contact me an authorise me to get the bike repaired up to 75% of the agree value which is £1750.

The really good news is that I rode the bike home and had a look round it and because the engine bars took the biggest smack I think it can be repaired with a new rear mudguard  rear footrest and a maybe a fairing as it is scratched but it is only a chip the size of a five pence so if it means not writing bike off I will happily use some touch up paint.It will also need a new silencer but I got one so will fit that

I was very unlucky to get hit but my bike will live to ride again. Now just a case of rubbing in deep heat for the rider
Title: Re: fazer down
Post by: mtread on 22 June 2015, 11:07:21 pm
As the great, late Max Miller once said (as a punchline) about an accident with a bus - "Has the insurance assessor been yet?' 'No' 'Can I lie down with the others?'  :)
Title: Re: fazer down
Post by: Grahamm on 23 June 2015, 01:12:11 am
Sorry to say but I have become the latest victim of fazer down.

Ouch! Glad it wasn't too serious :-/
Title: Re: fazer down
Post by: red98 on 23 June 2015, 06:49:56 am
sorry to hear that fazer nigel,well done for taking time to calm down,its so easy in these situations to have a right old go at the driver which could go against you  :rolleyes ...hope your not too sore,and as you say bike can be repaired....




watch out  FOCCERS hunting season is with us.......
Title: Re: fazer down
Post by: fireblake on 23 June 2015, 11:52:24 am
Ouch! Sorry to hear about this Paul. Glad it's not as bad as it could of been and both you and the bike will be back on the road soon with no lasting issues.
All the best to you mate.


Mickey
Title: Re: fazer down
Post by: fazernigel on 24 June 2015, 08:50:22 am
Thank you for all your kind messages gentlemen.


Quick update third parties insurance have agreed the repairs and i have a new fairing rear mudguard and footrest and engine bars being fitted to return my fazer back to mint condition.


The only problem is i have lost a bit of character of the bike as the stone chip i got in the pyrenees on tour in spain will be gone forever because of the new fairing!
Title: Re: fazer down
Post by: Grahamm on 24 June 2015, 12:36:37 pm
Quick update third parties insurance have agreed the repairs and i have a new fairing rear mudguard and footrest and engine bars being fitted to return my fazer back to mint condition.

Excellent news!

Quote
The only problem is i have lost a bit of character of the bike as the stone chip i got in the pyrenees on tour in spain will be gone forever because of the new fairing!

Damn, life's hard, isn't it? ;)
Title: Re: fazer down
Post by: Arfa on 24 June 2015, 01:08:41 pm
... the agree value which is £1750.


Ehh!?  Don't accept that value - it's daylight robbery.
Get on autotrader/ebay. Grab a list of like Foxeye Fazer's with similar mileage and send them to the valuers. You should be able to argue that up to at least £2k. Managed to get an agreed value of £2200 for my '03 Fazer with Givi box and 20K on it.
Title: Re: fazer down
Post by: red98 on 25 June 2015, 07:13:41 pm
Got a call from PGB motorcycles today, they have the go ahead to fix the fazer   :)...parts ordered this afternoon and bike will be going in towards the end of next week  :thumbup


Legs still a bit sore but getting there, nice rest this weekend should get me back to normal......me...back to normal  :lol
Title: Re: fazer down
Post by: red98 on 06 July 2015, 07:37:55 pm
Update....parts have arrived, going to take the bike up thursday and PGB motorcycles are doing the work on monday, all being well I'll be picking it up on tuesday  :)
Title: Re: fazer down
Post by: red98 on 09 July 2015, 07:21:47 pm
Delivered the bike to PGB MOTORCYCLES and had a look at the new fairing...  :D
Title: Re: fazer down
Post by: chaz on 10 July 2015, 12:14:10 am
You can't beat getting plenty of photos of an accident, came across on last weekend thought I'd take some for the bike rider as he was sat in the back of a 4X4 that had stopped, took a couple then thought these aren't going to help him one bit, so didn't take any more.
Went to an accident my son was in, took my camera, it looked like my son had gone onto a mini-roundabout and was hit by a car from the right, (which had right of way), but because the volvo that hit him had the power steering hose damaged it left a trail of fluid showing that he went on the wrong side of the mini- roundabout, my sons van was totally wrecked, the volvo damaged its front bumper and powersteering it didn't even fire it's airbags, my sons airbag went off even though it was hit on the side near the rear wheel? My son got paid out the volvo driver claimed there wasn't a roundabout????????????
Title: Re: fazer down
Post by: red98 on 10 July 2015, 06:50:31 am
not nice looking at fallen bikes  :\ ....yes,plenty of photos can help,did,nt have to use mine or call on my whitness,but they are there if needed...bike should be back with me by tuesday lunch time,its a bit strange after 14 ish years to wander out to the garage to find a bike shaped hole where the fazer lives  :\ 
Title: Re: fazer down
Post by: red98 on 15 July 2015, 08:55:42 pm
Picked the bike up yesterday, all repaired and looking good again.....going to use it for work tomorrow , will get a piccie on the way home and post on here....just so you lot can see how good  RED98's  are...... :lol
Title: Re: fazer down
Post by: red98 on 19 July 2015, 04:22:26 pm
Here she is foccers, all repaired and ready to go.......these RED 98's sure are good looking ;)
Title: Re: fazer down
Post by: Chris on 19 July 2015, 06:27:44 pm
Nice one, glad you got it all sorted  8)

Looks good,

Chris