Yep he sure does. Either he replaces it or gives you the cash equivalent. His liability insurance will cover it, could be he hasn't got any cover and that's illegal if trading. Either way, if he won't pay up small claims court.
The only liability insurance which is legally required is employer's (to provide workforce protection). If he has any sense he'll have relevant insurance to indemnify him against professional errors.I know mistakes happen, but leaving it in an oven sounds like the work of a right muppet.
Quote from: pilninggas on 23 January 2021, 12:25:51 pmThe only liability insurance which is legally required is employer's (to provide workforce protection). If he has any sense he'll have relevant insurance to indemnify him against professional errors.I know mistakes happen, but leaving it in an oven sounds like the work of a right muppet.Yes true, got confused with employers insurance. Personally I've always had liability insurance that protects me and covers my work against mistakes or damage I may cause. However he's still liable for his work and any damaged he causes, by not having the correct level of insurance he's open to losing his assets and/or having judgments against him. This is were UK law is an lacking, as those who choose not to insurance themselves with mechanics insurance or equivalent which provides cover for mistakes/damage etc and leaves the customer exposed. Moral of the story ask for proof of insurance before allowing them to work on your property. As you say he's a muppet, if he doesn't replace or pay, name and shame so others don't fall into the same trap.
This was the original 1983 headlight cowl, that’s why I’m pissed !! You just can’t buy them anymore, the only decent ones left are attached to people’s bikes, or being hoarded in case of damage.
I think there was a story about 5 or 6 years ago (probably longer given memory compression) of a woman with a teashop. A customer got injured and sued her - no public liability. Lost everything: business, house, the lot. The thing i remember was that insurance would have cost her about £250/year tops. To run an sort of business without protection from liability seems silly to anyone with a modicum of common sense.
Quote from: tommyteeman on 22 January 2021, 07:24:10 amThis was the original 1983 headlight cowl, that’s why I’m pissed !! You just can’t buy them anymore, the only decent ones left are attached to people’s bikes, or being hoarded in case of damage.That FG one I found looks of a similar year/caliber.