My Granddaughter (19) got fully com with her mum as named driver. Seat Arosa 1.3She agreed to have a Black box installed. Insurance pays for it.Records speed, time of day/night, etc.If she keeps out of trouble she can have ncd in her own name.£900.F/c One of the reasons was, she did an advanced young drivers test with the driving school straight after passing her test. Took over £500 Off straight away.
Try the CO-OP young drivers policy. They do the black box policies.
I dont understand why insurance has ever been allowed to go up. Whenever I question why to my insurance companies they always say its because there are more accidents for them to pay out on these days as there are more cars on the road. But surelyif there are more cars then there are more insurance premiums being paid as well? They dont have an answer for that one.
JoeRock makes a good point about the carsBest to chose something obscure, cheap and not very powerful or expensive to fix. The KA is used by a lot of learners and new drivers and I personally try to avoid them on the road as they have a tendency to try and kill me - the only car that is worse for this seems to be the Honda Jazz. The Corolla however I would expect to have expensive parts despite the low cost of the car.
Quote from: Dead Eye on 06 July 2013, 07:46:00 pmJoeRock makes a good point about the carsBest to chose something obscure, cheap and not very powerful or expensive to fix. The KA is used by a lot of learners and new drivers and I personally try to avoid them on the road as they have a tendency to try and kill me - the only car that is worse for this seems to be the Honda Jazz. The Corolla however I would expect to have expensive parts despite the low cost of the car.It's not fixing the car that costs, it's paying out to all the third parties. If it was just repair costs, then TPFT would be significantly cheaper.
I'm soooo glad I learned to ride before all this insurance lunacy. At 18, I went from a CB100 to a 750 Turbo, and remember paying about £250 TPFT for the first policy on the Turbo. What's that in todays terms?