I've got four bikes on an Aviva policy. They call it Premier Bike Club on the renewal document. I was with Norwich Union for years and then it was taken over by Aviva. Eighteen years ago I wrote a bike off and they payed out the full price I payed for the bike without quibbling, so I've stuck with them ever since. Cost me £213 plus £37 for full breakdown recovery to home or destination. Only used the recovery once after a tyre failure in France and they got me and the bike to a garage to have a new tyre fitted. Probably cheaper if you shop around but I'm happy.