I used Motorcycle Direct and my policy is with Aviva. My premium was less than £80 (fully comp, protected NCD, £250 excess). I've got nine years' no claims, I'm in a middling postcode (BS22) and I was 49 when I took the policy out (I'm actually 50 today!). My policy doesn't include commuting as I'm self employed and work from home. It then cost about another £30 to add legal cover, but personally I'd never have a bike policy without it.