only if your buying from the keeper who made the claim, mine happened two previous owners before hand.
why is there so much predjudice about buying a cat d/c bike.some poor bloke is trying to sell a very nice fazer and he's getting 'that's far too much for a write off'well the fact is lads (and laddies) a cat d isn't a write off, it's just been recorded on the insurance database as having a claim on it. how many of you have had a bump in a car and got it sorted yourself, or dropped your bike and put a new mirror/indicator on yourself. do you declare that to a potential purchaser?Cat C on the other hand is 'beyond economical repair', but if you wreck the fairing (£200 + fasteners) tank (£820 + decals) rear surround (£400).........that's a write off.project shoestring was purchased with a dented tank and dark grey fairing and a very shiney standard can. a bike is worth what you're willing to pay for it, and someone, somewhere will be seduced by it's charms.
so try telling your insurance I've got a cat D and done a fancy paint job and adding a can and different this and blinged that and wait for the LOL.So why doesnt the Insurance company ask if the vehicle has insurance history when giving details for a quote?
Done a bit of research, Insurance WILL know if your vehicle has past history, CAT D has absolutely no impact what so ever on policy cost or if you make a claim, so please do not try and scaremonger people with in correct information.
are you aware that insurance contracts are not "buyer beware", but "utmost good faith"? You must declare all facts that a reasonable/prudent underwriter would want to be able to consider when choosing whether to accept a risk, or the premium to charge.
Quote from: cable tie on 19 April 2013, 12:35:19 amare you aware that insurance contracts are not "buyer beware", but "utmost good faith"? You must declare all facts that a reasonable/prudent underwriter would want to be able to consider when choosing whether to accept a risk, or the premium to charge.Not any more. The Consumer Insurance (Disclosure and Representations) Act 2012 came into force on 6 April and changed the onus from 'utmost good faith' to 'reasonable care not to make a misrepresentation'. (2.2 & 2.5a) The standard of care required is that of a reasonable consumer. (3.3)