Author Topic: fzs 600 Insurance (Read 4381 times)

CharlieDee · « **on:** 01 September 2013, 09:13:56 am »

Morning Foccers,

Just had a nice surprise with the insurance... went on the comparison websites as you do and the best quote I could get was around the £120 mark and this was without declaring all my modifications. After declaring the quote then went right up to £180+ which I think is a little harsh!! So I thought I would try MCE custom direct... with everything declared and limited recovery £110 all in!!

Just wondering what sort of price you guys pay for modified/custom insurance on your 600's?

Charlie

Punkstig · « **Reply #1 on:** 01 September 2013, 09:17:24 am »

You really don't want to know what I pay for courier insurance!

Dead Eye · « **Reply #2 on:** 01 September 2013, 09:29:44 am »

My renewal from Bennetts came through the other day - I paid about £200~ last year, now they suddenly want £370!

MCE came up as £204~ on GoCompare so that's definitely a route I'm considering, I was with them on my first years of insurance as well

On both of these I have my brakes (braided lines) and exhaust system declared - not much else to declare

darrsi · « **Reply #3 on:** 01 September 2013, 11:58:16 am »

I declared my change of exhaust, as it's a noisy foccer and kind of noticeable, and i recently paid £94 for comprehensive insurance.
It was £61 3rd party fire & theft if i wanted it though, but thought i'd splash out instead

garyb · « **Reply #4 on:** 01 September 2013, 01:46:05 pm »

€190 euro for Fire & Theft for mine, that's with Adelaide

Dead Eye · « **Reply #5 on:** 01 September 2013, 02:00:56 pm »

My quotes were on TPFT

It was £370 for Bennetts as I said so I figured I'd fiddle with the level of cover...

Changing to Third Party Only... £500!
Changing to Comprehensive... £1000+!

I couldn't quite believe my eyes. Needless to say, if they can't offer me a significant discount, I will not be renewing with them this year!

CharlieDee · « **Reply #6 on:** 01 September 2013, 07:54:01 pm »

So it sounds like I got myself a bit of a bargain with MCE Direct!! Remember.... the comparison websites add their little bit on too!!

Dead Eye · « **Reply #7 on:** 01 September 2013, 11:31:52 pm »

Comparison websites do charge commission, but a lot of companies sell their products cheaper on the comparison sites so that they are more competitive. I work in this industry so I'm quite familiar with it - hell, I've spent the last two days updating my programs for integration with the likes of Money Supermarket, GoCompare, Confused, Compare The Market etc etc but not for Vehicle insurance unfortunately...

jason1 · « **Reply #8 on:** 02 September 2013, 08:31:43 am »

I pay £90 fully comp from hastings , Mods all declared too .

bigalzete · « **Reply #9 on:** 02 September 2013, 03:37:59 pm »

i pay

£483 for third party only with 1 years no claims i am 21 tho but i can insure a bandit 1200 for 390 third party only i just dont know where they get the prices form

Dead Eye · « **Reply #10 on:** 02 September 2013, 04:26:44 pm »

Well, just cancelled my renewal as they couldn't get anywhere near the best quote I had of £214~

Bike insurance sorted for another year at least

Oh and for what its worth; I'm 23 with 2 years NCB

Punkstig · « **Reply #11 on:** 02 September 2013, 07:15:11 pm »

Quote from: Dead Eye on 01 September 2013, 11:31:52 pm

Comparison websites do charge commission, but a lot of companies sell their products cheaper on the comparison sites so that they are more competitive. I work in this industry so I'm quite familiar with it - hell, I've spent the last two days updating my programs for integration with the likes of Money Supermarket, GoCompare, Confused, Compare The Market etc etc but not for Vehicle insurance unfortunately...

So please explain to me, if you can, why the hell my insurance goes up having a non fault accident?

Dead Eye · « **Reply #12 on:** 02 September 2013, 08:02:22 pm »

That much I can't explain :P

I don't deal with the pricing or why it is what it is. I build the systems for them to actually sell it :P

Craiginuk · « **Reply #13 on:** 02 September 2013, 09:15:54 pm »

£48.58 tpft, parked on drive, 9 yrs ncb. Am 40yrs old. That was with Swintons. They did want to charge me a £15 admin fee to speak to a human.... So booked online.

Just saw the thread title, mine is standard bike.

Slaninar · « **Reply #14 on:** 03 September 2013, 06:18:51 am »

Quote from: Punkstig on 02 September 2013, 07:15:11 pm

So please explain to me, if you can, why the hell my insurance goes up having a non fault accident?

So that insurance company can make profit, why else?!

otis · « **Reply #15 on:** 03 September 2013, 09:44:30 pm »

Swinton fully comp £63 but went with CIA with all the extras for £90 full comp. Living in the Highlands has it's advantages as well as great roads

faz6 · « **Reply #16 on:** 03 September 2013, 09:53:35 pm »

I've just insurance mine £54 with bennetts 9yrs ncb wife has a named rider fully com

AN GOF · « **Reply #17 on:** 04 September 2013, 07:05:00 am »

I pay £128 fully comp with Carole Nash. That also includes my XJ600N on the same policy. 9 years NCB and 45 years old.

Thorn · « **Reply #18 on:** 05 September 2013, 02:36:58 pm »

£900

I can insure a GSXR1100, Bandit 1200, ZZR1100, GSXR750 etc, all for half that price.

I don't know why I am penalised for riding a fazer, but the second I put my details in and change the vehicle to an FZS600 (I don't provide them with reg) the quotes are ridiculous.
I won't be insuring it for another year.

darrsi · « **Reply #19 on:** 05 September 2013, 02:56:15 pm »

Quote from: Thorn on 05 September 2013, 02:36:58 pm

£900

I can insure a GSXR1100, Bandit 1200, ZZR1100, GSXR750 etc, all for half that price.

I don't know why I am penalised for riding a fazer, but the second I put my details in and change the vehicle to an FZS600 (I don't provide them with reg) the quotes are ridiculous.
I won't be insuring it for another year.

That doesn't sound right at all?