my insurance company has written my bike off, they are going to put as a cat D, anyway what I didn't notice was the chain guard was ripped off at the front bracket, and because of that I have to get an engineers report and a new MOT. the car did not hit the swinging arm but the footrest did when it broke off swinging around hitting the chain guard and breaking off the chain guard bracket at the front. I am not going to fight the offer from them as they gave me a good offer for my bike.