To streetfighter or not?

[7omly]

After a recent low speed crash I need a fairing but have noticed they ae as rare as hen's teeth. I realise I may have to go down the streetfighter/naked route. That would at least solve the poor lighting issues but can anyone tell me how much this will affect my insurance premiums due to being "modified".
Does anyone have any recommendations for aftermarket nose fairings that have decent lights.
Any help would be gratefully appreciated.
All the best.