Just got a quote through from my current insurer, Bennetts. Will go online, see what's cheaper, then challenge Bennetts to match or beat it.If insurance companies won't automatically reduce your premium, no reason to be loyal to one or t'other. Got an SP30 to add now though, but bet I can at least pay no more than last time.
Quote from: nick crisp on 07 May 2015, 09:02:59 pmJust got a quote through from my current insurer, Bennetts. Will go online, see what's cheaper, then challenge Bennetts to match or beat it.If insurance companies won't automatically reduce your premium, no reason to be loyal to one or t'other. Got an SP30 to add now though, but bet I can at least pay no more than last time.And an accident Nick.....unless your not putting a claim in for your banana skin bike
Excess is used to offset the premium - they win either way and allows them to be more competitive in the market. Low premiums attract more customers but the high excess ensures that they aren't out of pocket should you claim
Quote from: bigbluebear on 08 May 2015, 09:16:03 amQuote from: nick crisp on 07 May 2015, 09:02:59 pmJust got a quote through from my current insurer, Bennetts. Will go online, see what's cheaper, then challenge Bennetts to match or beat it.If insurance companies won't automatically reduce your premium, no reason to be loyal to one or t'other. Got an SP30 to add now though, but bet I can at least pay no more than last time.And an accident Nick.....unless your not putting a claim in for your banana skin bike Nope, no accidents
Yes I have seen excess slowly creep up too, and always factor this in when getting quotes.I never knew that about summer quotes - mine is in October, I wonder if it is worth while for those hit by summer quotes to go for a 6month one then 12 even though you will not be adding another year NCB in doing so, is that right that if you only insure 6 months a year you dont gain NCB