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General / Bike write off advice
« on: 29 August 2013, 09:29:59 pm »
Hi All,
I have managed to throw my bike down the road and into the back of a car. I am ok but dealing with the insurance and repair companies is turning out to be more painful than the accident.
The bike is an 03 600 foxeye and the damage sustained was a smashed front mudguard; scuffed and scraped front wheel, scuffed fork lowers; heavily scraped LH fairing; heavily scrapped LH engine cover, bent LH foot peg. bent radiator.
The bike went to 4th Dimension in Egham Surrey and has been with them for 3 weeks. The have called me today to say it is an uneconomical repair which has surprised me as the bike was rideable after the accident. They have said there is £3K worth of damage.
They have offered me £2k in settlement minus my excess of £300 which will leave me £1700 towards a new bike. As I have never been in this situation I have a few questions
1. Can I ask for my bike back in the condition I gave it to them and will I incur any costs?
2. If they do give me it back can I repair it and put it back on the road?
3. If they have written it off can it go back on the road?
4. Can I ask for parts off the bike [it had a system 3 alarm on it]
5. Is the £2k negotiable [if I think it is worth more than that]
As I said I am a bit green in this area and would like others experiences or advice before I go back to them?
Thanks Badger
I have managed to throw my bike down the road and into the back of a car. I am ok but dealing with the insurance and repair companies is turning out to be more painful than the accident.
The bike is an 03 600 foxeye and the damage sustained was a smashed front mudguard; scuffed and scraped front wheel, scuffed fork lowers; heavily scraped LH fairing; heavily scrapped LH engine cover, bent LH foot peg. bent radiator.
The bike went to 4th Dimension in Egham Surrey and has been with them for 3 weeks. The have called me today to say it is an uneconomical repair which has surprised me as the bike was rideable after the accident. They have said there is £3K worth of damage.
They have offered me £2k in settlement minus my excess of £300 which will leave me £1700 towards a new bike. As I have never been in this situation I have a few questions
1. Can I ask for my bike back in the condition I gave it to them and will I incur any costs?
2. If they do give me it back can I repair it and put it back on the road?
3. If they have written it off can it go back on the road?
4. Can I ask for parts off the bike [it had a system 3 alarm on it]
5. Is the £2k negotiable [if I think it is worth more than that]
As I said I am a bit green in this area and would like others experiences or advice before I go back to them?
Thanks Badger