Get yourself through the IAM test, then you case use IAM Surety insurance (underwritten by Cornmarket) which is can be very cheap. Just insured my FZ6 for £230, fully comp, class 1 business use, £2.5k value, 10k yearly mileage, £250 excess, I'm living in crime infested East London, have a past prang, 7 years NC and aged 41. I had TPFT with them on my old FZS600 for several years prior at arond the £150 mark too.All the comparison sites couldn't come close, not even MCE with stupid excesses as nearly much as the bike's worth... YMMV though, got other mates in my local IAM group who couldn't get insured with them, or couldn't get good prices, namely people within M25 with high values GS's or sports bikes.
Get yourself through the IAM test, then you case use IAM Surety insurance (underwritten by Cornmarket) which is can be very cheap.
Quote from: Arfa on 11 May 2020, 12:01:42 pmGet yourself through the IAM test, then you case use IAM Surety insurance (underwritten by Cornmarket) which is can be very cheap. Not sure this will be true for most people. I passed my IAM (car) 30+ years ago and have checked the IAM insurance prices every couple of years and have never worked out cheaper for me. Everyone is different though.Fazersharp = No idea what the cost of getting through your test now but it isn't expensive. Annual membership is low too.
Oddly, having passed IAM increases the excess by £50 and doesn't affect the premium.
But what is the total cost for being IAM
Actually did mine yesterday. Was previously with MCE but they sent me an email saying that they would not automatically renew my insurance and I should go to their website, fill in my details all over again to get a quote. Seemed a bit strange, as if they did not want me to renew with them.Went on compare the market and MCE came up for £137 but Bennets was just £90.64, so went with them.
Heard rumour that an insurer increases IAM premiums on the assumption that riders do more miles per year
Quote from: slappy on 11 May 2020, 02:04:30 pmActually did mine yesterday. Was previously with MCE but they sent me an email saying that they would not automatically renew my insurance and I should go to their website, fill in my details all over again to get a quote. Seemed a bit strange, as if they did not want me to renew with them.Went on compare the market and MCE came up for £137 but Bennets was just £90.64, so went with them.That's interesting you say that about them, because GoCompare have always saved my details in their system for years, yet this time I had to fill in all my details again from scratch? Wondering if they have all been asked to do that?
Looking for insurance 2000 fzs 600 . I have got no no claims as over 7 yr since my last bike . 65 YEARS YOUNG LOL. 4 PTS SP30 GGGRRR . WITH BREAKDOWN . My best quote 150 ?? any suggestions ???? cheers Dave
Get yourself through the IAM test, then you case use IAM Surety insurance (underwritten by Cornmarket) which is can be very cheap. Just insured my FZ6 for £230, fully comp, class 1 business use, £2.5k value, 10k yearly mileage, £250 excess, I'm living in crime infested East London, have a past prang, 7 years NC and aged 41.
Quote from: darrsi on 11 May 2020, 04:21:05 pmQuote from: slappy on 11 May 2020, 02:04:30 pmActually did mine yesterday. Was previously with MCE but they sent me an email saying that they would not automatically renew my insurance and I should go to their website, fill in my details all over again to get a quote. Seemed a bit strange, as if they did not want me to renew with them.Went on compare the market and MCE came up for £137 but Bennets was just £90.64, so went with them.That's interesting you say that about them, because GoCompare have always saved my details in their system for years, yet this time I had to fill in all my details again from scratch? Wondering if they have all been asked to do that?I forgot about The Bike Insurer, maybe i used them last year instead of GoCompare, which is why my details may have been erased?
I use mcn purely because you can have any mods apart from turbo or super charge, as soon as I put a list of my mods most insurance companies either don't want to know or ridiculous prices. Mcn do have a rip off mandatory excess.
QuoteI use mcn purely because you can have any mods apart from turbo or super charge, as soon as I put a list of my mods most insurance companies either don't want to know or ridiculous prices. Mcn do have a rip off mandatory excess.A lot of these insurance companies have a statement in the small print. Basically they make an assumption that your bike is standard.
Quote from: darrsi on 12 May 2020, 05:51:51 amQuote from: darrsi on 11 May 2020, 04:21:05 pmQuote from: slappy on 11 May 2020, 02:04:30 pmActually did mine yesterday. Was previously with MCE but they sent me an email saying that they would not automatically renew my insurance and I should go to their website, fill in my details all over again to get a quote. Seemed a bit strange, as if they did not want me to renew with them.Went on compare the market and MCE came up for £137 but Bennets was just £90.64, so went with them.That's interesting you say that about them, because GoCompare have always saved my details in their system for years, yet this time I had to fill in all my details again from scratch? Wondering if they have all been asked to do that?I forgot about The Bike Insurer, maybe i used them last year instead of GoCompare, which is why my details may have been erased?Went to pay the insurance yesterday, due on June 3rd, and it's now £124 instead of my quoted £110. I'm curious as to what has changed in the last 10 days to warrant a price increase?Then after i paid the new fee, they send me a receipt email, and it says it starts from June 1st ?Their reminder said June 3rd, as it always will do, as it's also my birthday so it's not something i really forget or mess up.Very shoddy service. That was with Carole Nash, via The Bike Insurer comparison site. GoCompare had the same new higher price as well.I've emailed them now, as i tried phoning but they're on reduced working hours due to you know what.